tree.dot

digraph Tree {
node [shape=box] ;
0 [label="stick_level2 <= 0.614\ngini = 0.5\nsamples = 280896\nvalue = [140192, 140704]\nclass = pos"] ;
1 [label="recency_m <= 0.039\ngini = 0.362\nsamples = 157573\nvalue = [120169, 37404]\nclass = neg"] ;
0 -> 1 [labeldistance=2.5, labelangle=45, headlabel="True"] ;
2 [label="gini = 0.0\nsamples = 12104\nvalue = [0, 12104]\nclass = pos"] ;
1 -> 2 ;
3 [label="cust_group2 <= 0.479\ngini = 0.287\nsamples = 145469\nvalue = [120169, 25300]\nclass = neg"] ;
1 -> 3 ;
4 [label="illness_desc <= 0.735\ngini = 0.231\nsamples = 127260\nvalue = [110324, 16936]\nclass = neg"] ;
3 -> 4 ;
5 [label="被保人年收 <= 0.5\ngini = 0.202\nsamples = 122337\nvalue = [108395, 13942]\nclass = neg"] ;
4 -> 5 ;
6 [label="stick_level2 <= 0.357\ngini = 0.097\nsamples = 66280\nvalue = [62880, 3400]\nclass = neg"] ;
5 -> 6 ;
7 [label="illness_desc <= 0.429\ngini = 0.096\nsamples = 66227\nvalue = [62880, 3347]\nclass = neg"] ;
6 -> 7 ;
8 [label="DiagnosisCode_DESC <= 0.476\ngini = 0.054\nsamples = 29162\nvalue = [28351, 811]\nclass = neg"] ;
7 -> 8 ;
9 [label="累積理賠金額 <= 0.089\ngini = 0.045\nsamples = 27772\nvalue = [27138, 634]\nclass = neg"] ;
8 -> 9 ;
10 [label="BundleSubtype2 <= 0.51\ngini = 0.039\nsamples = 26696\nvalue = [26163, 533]\nclass = neg"] ;
9 -> 10 ;
11 [label="gini = 0.038\nsamples = 26668\nvalue = [26147, 521]\nclass = neg"] ;
10 -> 11 ;
12 [label="gini = 0.49\nsamples = 28\nvalue = [16, 12]\nclass = neg"] ;
10 -> 12 ;
13 [label="被保人總資產 <= 0.5\ngini = 0.17\nsamples = 1076\nvalue = [975, 101]\nclass = neg"] ;
9 -> 13 ;
14 [label="gini = 0.086\nsamples = 713\nvalue = [681, 32]\nclass = neg"] ;
13 -> 14 ;
15 [label="gini = 0.308\nsamples = 363\nvalue = [294, 69]\nclass = neg"] ;
13 -> 15 ;
16 [label="illness_desc <= 0.398\ngini = 0.222\nsamples = 1390\nvalue = [1213, 177]\nclass = neg"] ;
8 -> 16 ;
17 [label="illness_desc <= 0.3\ngini = 0.484\nsamples = 307\nvalue = [181, 126]\nclass = neg"] ;
16 -> 17 ;
18 [label="gini = 0.296\nsamples = 221\nvalue = [181, 40]\nclass = neg"] ;
17 -> 18 ;
19 [label="gini = 0.0\nsamples = 86\nvalue = [0, 86]\nclass = pos"] ;
17 -> 19 ;
20 [label="DiagnosisCode_DESC <= 0.559\ngini = 0.09\nsamples = 1083\nvalue = [1032, 51]\nclass = neg"] ;
16 -> 20 ;
21 [label="gini = 0.0\nsamples = 7\nvalue = [0, 7]\nclass = pos"] ;
20 -> 21 ;
22 [label="gini = 0.078\nsamples = 1076\nvalue = [1032, 44]\nclass = neg"] ;
20 -> 22 ;
23 [label="累積理賠金額 <= 0.052\ngini = 0.127\nsamples = 37065\nvalue = [34529, 2536]\nclass = neg"] ;
7 -> 23 ;
24 [label="累積理賠金額 <= 0.001\ngini = 0.114\nsamples = 34736\nvalue = [32626, 2110]\nclass = neg"] ;
23 -> 24 ;
25 [label="REIMBURSED_YR_TW <= 0.001\ngini = 0.161\nsamples = 14051\nvalue = [12809, 1242]\nclass = neg"] ;
24 -> 25 ;
26 [label="gini = 0.147\nsamples = 13536\nvalue = [12451, 1085]\nclass = neg"] ;
25 -> 26 ;
27 [label="gini = 0.424\nsamples = 515\nvalue = [358, 157]\nclass = neg"] ;
25 -> 27 ;
28 [label="recency_m <= 0.295\ngini = 0.08\nsamples = 20685\nvalue = [19817, 868]\nclass = neg"] ;
24 -> 28 ;
29 [label="gini = 0.138\nsamples = 7329\nvalue = [6783, 546]\nclass = neg"] ;
28 -> 29 ;
30 [label="gini = 0.047\nsamples = 13356\nvalue = [13034, 322]\nclass = neg"] ;
28 -> 30 ;
31 [label="結案月份 <= 0.54\ngini = 0.299\nsamples = 2329\nvalue = [1903, 426]\nclass = neg"] ;
23 -> 31 ;
32 [label="WEALTH_LEVEL <= 0.427\ngini = 0.183\nsamples = 1879\nvalue = [1688, 191]\nclass = neg"] ;
31 -> 32 ;
33 [label="gini = 0.066\nsamples = 1054\nvalue = [1018, 36]\nclass = neg"] ;
32 -> 33 ;
34 [label="gini = 0.305\nsamples = 825\nvalue = [670, 155]\nclass = neg"] ;
32 -> 34 ;
35 [label="REIMBURSED_YR_TW <= 0.001\ngini = 0.499\nsamples = 450\nvalue = [215, 235]\nclass = pos"] ;
31 -> 35 ;
36 [label="gini = 0.23\nsamples = 143\nvalue = [19, 124]\nclass = pos"] ;
35 -> 36 ;
37 [label="gini = 0.462\nsamples = 307\nvalue = [196, 111]\nclass = neg"] ;
35 -> 37 ;
38 [label="gini = 0.0\nsamples = 53\nvalue = [0, 53]\nclass = pos"] ;
6 -> 38 ;
39 [label="stick_level2 <= 0.357\ngini = 0.305\nsamples = 56057\nvalue = [45515, 10542]\nclass = neg"] ;
5 -> 39 ;
40 [label="累積理賠金額 <= 0.022\ngini = 0.297\nsamples = 55604\nvalue = [45515, 10089]\nclass = neg"] ;
39 -> 40 ;
41 [label="REG_his <= 0.5\ngini = 0.26\nsamples = 46617\nvalue = [39448, 7169]\nclass = neg"] ;
40 -> 41 ;
42 [label="DiagnosisCode_DESC <= 0.704\ngini = 0.164\nsamples = 17452\nvalue = [15881, 1571]\nclass = neg"] ;
41 -> 42 ;
43 [label="REIMBURSED_YR_TW <= 0.018\ngini = 0.158\nsamples = 17266\nvalue = [15769, 1497]\nclass = neg"] ;
42 -> 43 ;
44 [label="gini = 0.154\nsamples = 17104\nvalue = [15666, 1438]\nclass = neg"] ;
43 -> 44 ;
45 [label="gini = 0.463\nsamples = 162\nvalue = [103, 59]\nclass = neg"] ;
43 -> 45 ;
46 [label="illness_desc <= 0.428\ngini = 0.479\nsamples = 186\nvalue = [112, 74]\nclass = neg"] ;
42 -> 46 ;
47 [label="gini = 0.306\nsamples = 122\nvalue = [99, 23]\nclass = neg"] ;
46 -> 47 ;
48 [label="gini = 0.324\nsamples = 64\nvalue = [13, 51]\nclass = pos"] ;
46 -> 48 ;
49 [label="cust_group2 <= 0.216\ngini = 0.31\nsamples = 29165\nvalue = [23567, 5598]\nclass = neg"] ;
41 -> 49 ;
50 [label="WEALTH_LEVEL <= 0.56\ngini = 0.191\nsamples = 9332\nvalue = [8333, 999]\nclass = neg"] ;
49 -> 50 ;
51 [label="gini = 0.0\nsamples = 149\nvalue = [0, 149]\nclass = pos"] ;
50 -> 51 ;
52 [label="gini = 0.168\nsamples = 9183\nvalue = [8333, 850]\nclass = neg"] ;
50 -> 52 ;
53 [label="WEALTH_LEVEL <= 0.56\ngini = 0.356\nsamples = 19833\nvalue = [15234, 4599]\nclass = neg"] ;
49 -> 53 ;
54 [label="gini = 0.32\nsamples = 19042\nvalue = [15234, 3808]\nclass = neg"] ;
53 -> 54 ;
55 [label="gini = 0.0\nsamples = 791\nvalue = [0, 791]\nclass = pos"] ;
53 -> 55 ;
56 [label="illness_desc <= 0.43\ngini = 0.439\nsamples = 8987\nvalue = [6067, 2920]\nclass = neg"] ;
40 -> 56 ;
57 [label="DiagnosisCode_DESC <= 0.476\ngini = 0.302\nsamples = 4033\nvalue = [3287, 746]\nclass = neg"] ;
56 -> 57 ;
58 [label="DiagnosisCode_DESC <= 0.45\ngini = 0.28\nsamples = 3924\nvalue = [3263, 661]\nclass = neg"] ;
57 -> 58 ;
59 [label="gini = 0.163\nsamples = 2078\nvalue = [1892, 186]\nclass = neg"] ;
58 -> 59 ;
60 [label="gini = 0.382\nsamples = 1846\nvalue = [1371, 475]\nclass = neg"] ;
58 -> 60 ;
61 [label="BundleSubtype2 <= 0.51\ngini = 0.343\nsamples = 109\nvalue = [24, 85]\nclass = pos"] ;
57 -> 61 ;
62 [label="gini = 0.0\nsamples = 67\nvalue = [0, 67]\nclass = pos"] ;
61 -> 62 ;
63 [label="gini = 0.49\nsamples = 42\nvalue = [24, 18]\nclass = neg"] ;
61 -> 63 ;
64 [label="BundleSubtype2 <= 0.499\ngini = 0.493\nsamples = 4954\nvalue = [2780, 2174]\nclass = neg"] ;
56 -> 64 ;
65 [label="illness_desc <= 0.52\ngini = 0.5\nsamples = 3969\nvalue = [2033, 1936]\nclass = neg"] ;
64 -> 65 ;
66 [label="gini = 0.491\nsamples = 3347\nvalue = [1902, 1445]\nclass = neg"] ;
65 -> 66 ;
67 [label="gini = 0.333\nsamples = 622\nvalue = [131, 491]\nclass = pos"] ;
65 -> 67 ;
68 [label="GENDER <= 0.5\ngini = 0.366\nsamples = 985\nvalue = [747, 238]\nclass = neg"] ;
64 -> 68 ;
69 [label="gini = 0.232\nsamples = 499\nvalue = [432, 67]\nclass = neg"] ;
68 -> 69 ;
70 [label="gini = 0.456\nsamples = 486\nvalue = [315, 171]\nclass = neg"] ;
68 -> 70 ;
71 [label="gini = 0.0\nsamples = 453\nvalue = [0, 453]\nclass = pos"] ;
39 -> 71 ;
72 [label="被保人年收 <= 0.5\ngini = 0.477\nsamples = 4923\nvalue = [1929, 2994]\nclass = pos"] ;
4 -> 72 ;
73 [label="累積理賠金額 <= 0.007\ngini = 0.418\nsamples = 1599\nvalue = [1123, 476]\nclass = neg"] ;
72 -> 73 ;
74 [label="結案月份 <= 0.54\ngini = 0.192\nsamples = 752\nvalue = [671, 81]\nclass = neg"] ;
73 -> 74 ;
75 [label="DiagnosisCode_DESC <= 0.704\ngini = 0.138\nsamples = 671\nvalue = [621, 50]\nclass = neg"] ;
74 -> 75 ;
76 [label="illness_desc <= 0.815\ngini = 0.494\nsamples = 27\nvalue = [15, 12]\nclass = neg"] ;
75 -> 76 ;
77 [label="gini = 0.0\nsamples = 12\nvalue = [12, 0]\nclass = neg"] ;
76 -> 77 ;
78 [label="illness_desc <= 0.86\ngini = 0.32\nsamples = 15\nvalue = [3, 12]\nclass = pos"] ;
76 -> 78 ;
79 [label="gini = 0.0\nsamples = 10\nvalue = [0, 10]\nclass = pos"] ;
78 -> 79 ;
80 [label="gini = 0.48\nsamples = 5\nvalue = [3, 2]\nclass = neg"] ;
78 -> 80 ;
81 [label="recency_m <= 0.156\ngini = 0.111\nsamples = 644\nvalue = [606, 38]\nclass = neg"] ;
75 -> 81 ;
82 [label="累積理賠金額 <= 0.007\ngini = 0.251\nsamples = 170\nvalue = [145, 25]\nclass = neg"] ;
81 -> 82 ;
83 [label="gini = 0.244\nsamples = 169\nvalue = [145, 24]\nclass = neg"] ;
82 -> 83 ;
84 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]\nclass = pos"] ;
82 -> 84 ;
85 [label="累積理賠金額 <= 0.0\ngini = 0.053\nsamples = 474\nvalue = [461, 13]\nclass = neg"] ;
81 -> 85 ;
86 [label="gini = 0.204\nsamples = 26\nvalue = [23, 3]\nclass = neg"] ;
85 -> 86 ;
87 [label="gini = 0.044\nsamples = 448\nvalue = [438, 10]\nclass = neg"] ;
85 -> 87 ;
88 [label="WEALTH_LEVEL <= 0.322\ngini = 0.472\nsamples = 81\nvalue = [50, 31]\nclass = neg"] ;
74 -> 88 ;
89 [label="recency_m <= 0.049\ngini = 0.145\nsamples = 38\nvalue = [35, 3]\nclass = neg"] ;
88 -> 89 ;
90 [label="stick_level2 <= 0.281\ngini = 0.444\nsamples = 3\nvalue = [1, 2]\nclass = pos"] ;
89 -> 90 ;
91 [label="gini = 0.0\nsamples = 2\nvalue = [0, 2]\nclass = pos"] ;
90 -> 91 ;
92 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]\nclass = neg"] ;
90 -> 92 ;
93 [label="ILP_his <= 0.5\ngini = 0.056\nsamples = 35\nvalue = [34, 1]\nclass = neg"] ;
89 -> 93 ;
94 [label="gini = 0.0\nsamples = 30\nvalue = [30, 0]\nclass = neg"] ;
93 -> 94 ;
95 [label="gini = 0.32\nsamples = 5\nvalue = [4, 1]\nclass = neg"] ;
93 -> 95 ;
96 [label="累積理賠金額 <= 0.005\ngini = 0.454\nsamples = 43\nvalue = [15, 28]\nclass = pos"] ;
88 -> 96 ;
97 [label="REIMBURSED_YR_TW <= 0.001\ngini = 0.26\nsamples = 13\nvalue = [11, 2]\nclass = neg"] ;
96 -> 97 ;
98 [label="gini = 0.444\nsamples = 3\nvalue = [1, 2]\nclass = pos"] ;
97 -> 98 ;
99 [label="gini = 0.0\nsamples = 10\nvalue = [10, 0]\nclass = neg"] ;
97 -> 99 ;
100 [label="stick_level2 <= 0.236\ngini = 0.231\nsamples = 30\nvalue = [4, 26]\nclass = pos"] ;
96 -> 100 ;
101 [label="gini = 0.444\nsamples = 6\nvalue = [4, 2]\nclass = neg"] ;
100 -> 101 ;
102 [label="gini = 0.0\nsamples = 24\nvalue = [0, 24]\nclass = pos"] ;
100 -> 102 ;
103 [label="recency_m <= 0.439\ngini = 0.498\nsamples = 847\nvalue = [452, 395]\nclass = neg"] ;
73 -> 103 ;
104 [label="AHb_his <= 0.5\ngini = 0.499\nsamples = 736\nvalue = [350, 386]\nclass = pos"] ;
103 -> 104 ;
105 [label="WEALTH_LEVEL <= 0.322\ngini = 0.477\nsamples = 564\nvalue = [222, 342]\nclass = pos"] ;
104 -> 105 ;
106 [label="recency_m <= 0.119\ngini = 0.47\nsamples = 138\nvalue = [86, 52]\nclass = neg"] ;
105 -> 106 ;
107 [label="gini = 0.457\nsamples = 51\nvalue = [18, 33]\nclass = pos"] ;
106 -> 107 ;
108 [label="gini = 0.341\nsamples = 87\nvalue = [68, 19]\nclass = neg"] ;
106 -> 108 ;
109 [label="REG <= 0.5\ngini = 0.435\nsamples = 426\nvalue = [136, 290]\nclass = pos"] ;
105 -> 109 ;
110 [label="gini = 0.491\nsamples = 122\nvalue = [69, 53]\nclass = neg"] ;
109 -> 110 ;
111 [label="gini = 0.344\nsamples = 304\nvalue = [67, 237]\nclass = pos"] ;
109 -> 111 ;
112 [label="累積理賠次數 <= 0.009\ngini = 0.381\nsamples = 172\nvalue = [128, 44]\nclass = neg"] ;
104 -> 112 ;
113 [label="結案月份 <= 0.54\ngini = 0.219\nsamples = 88\nvalue = [77, 11]\nclass = neg"] ;
112 -> 113 ;
114 [label="gini = 0.189\nsamples = 85\nvalue = [76, 9]\nclass = neg"] ;
113 -> 114 ;
115 [label="gini = 0.444\nsamples = 3\nvalue = [1, 2]\nclass = pos"] ;
113 -> 115 ;
116 [label="recency_m <= 0.052\ngini = 0.477\nsamples = 84\nvalue = [51, 33]\nclass = neg"] ;
112 -> 116 ;
117 [label="gini = 0.298\nsamples = 11\nvalue = [2, 9]\nclass = pos"] ;
116 -> 117 ;
118 [label="gini = 0.441\nsamples = 73\nvalue = [49, 24]\nclass = neg"] ;
116 -> 118 ;
119 [label="REIMBURSED_YR_TW <= 0.014\ngini = 0.149\nsamples = 111\nvalue = [102, 9]\nclass = neg"] ;
103 -> 119 ;
120 [label="ternure_m <= 0.604\ngini = 0.12\nsamples = 109\nvalue = [102, 7]\nclass = neg"] ;
119 -> 120 ;
121 [label="累積理賠次數 <= 0.026\ngini = 0.105\nsamples = 108\nvalue = [102, 6]\nclass = neg"] ;
120 -> 121 ;
122 [label="gini = 0.063\nsamples = 92\nvalue = [89, 3]\nclass = neg"] ;
121 -> 122 ;
123 [label="gini = 0.305\nsamples = 16\nvalue = [13, 3]\nclass = neg"] ;
121 -> 123 ;
124 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]\nclass = pos"] ;
120 -> 124 ;
125 [label="gini = 0.0\nsamples = 2\nvalue = [0, 2]\nclass = pos"] ;
119 -> 125 ;
126 [label="AHc <= 0.5\ngini = 0.367\nsamples = 3324\nvalue = [806, 2518]\nclass = pos"] ;
72 -> 126 ;
127 [label="REIMBURSED_YR_TW <= 0.001\ngini = 0.476\nsamples = 225\nvalue = [137, 88]\nclass = neg"] ;
126 -> 127 ;
128 [label="WEALTH_LEVEL <= 0.427\ngini = 0.346\nsamples = 81\nvalue = [18, 63]\nclass = pos"] ;
127 -> 128 ;
129 [label="結案月份 <= 0.538\ngini = 0.298\nsamples = 11\nvalue = [9, 2]\nclass = neg"] ;
128 -> 129 ;
130 [label="recency_m <= 0.487\ngini = 0.18\nsamples = 10\nvalue = [9, 1]\nclass = neg"] ;
129 -> 130 ;
131 [label="gini = 0.0\nsamples = 9\nvalue = [9, 0]\nclass = neg"] ;
130 -> 131 ;
132 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]\nclass = pos"] ;
130 -> 132 ;
133 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]\nclass = pos"] ;
129 -> 133 ;
134 [label="REG_his <= 0.5\ngini = 0.224\nsamples = 70\nvalue = [9, 61]\nclass = pos"] ;
128 -> 134 ;
135 [label="recency_m <= 0.157\ngini = 0.036\nsamples = 55\nvalue = [1, 54]\nclass = pos"] ;
134 -> 135 ;
136 [label="gini = 0.0\nsamples = 49\nvalue = [0, 49]\nclass = pos"] ;
135 -> 136 ;
137 [label="gini = 0.278\nsamples = 6\nvalue = [1, 5]\nclass = pos"] ;
135 -> 137 ;
138 [label="ILP_his <= 0.5\ngini = 0.498\nsamples = 15\nvalue = [8, 7]\nclass = neg"] ;
134 -> 138 ;
139 [label="gini = 0.463\nsamples = 11\nvalue = [4, 7]\nclass = pos"] ;
138 -> 139 ;
140 [label="gini = 0.0\nsamples = 4\nvalue = [4, 0]\nclass = neg"] ;
138 -> 140 ;
141 [label="REIMBURSED_YR_TW <= 0.01\ngini = 0.287\nsamples = 144\nvalue = [119, 25]\nclass = neg"] ;
127 -> 141 ;
142 [label="累積理賠次數 <= 0.026\ngini = 0.199\nsamples = 125\nvalue = [111, 14]\nclass = neg"] ;
141 -> 142 ;
143 [label="recency_m <= 0.089\ngini = 0.172\nsamples = 116\nvalue = [105, 11]\nclass = neg"] ;
142 -> 143 ;
144 [label="gini = 0.278\nsamples = 36\nvalue = [30, 6]\nclass = neg"] ;
143 -> 144 ;
145 [label="gini = 0.117\nsamples = 80\nvalue = [75, 5]\nclass = neg"] ;
143 -> 145 ;
146 [label="DIGI_FLG <= 0.5\ngini = 0.444\nsamples = 9\nvalue = [6, 3]\nclass = neg"] ;
142 -> 146 ;
147 [label="gini = 0.245\nsamples = 7\nvalue = [6, 1]\nclass = neg"] ;
146 -> 147 ;
148 [label="gini = 0.0\nsamples = 2\nvalue = [0, 2]\nclass = pos"] ;
146 -> 148 ;
149 [label="REIMBURSED_YR_TW <= 0.014\ngini = 0.488\nsamples = 19\nvalue = [8, 11]\nclass = pos"] ;
141 -> 149 ;
150 [label="REIMBURSED_YR_TW <= 0.011\ngini = 0.43\nsamples = 16\nvalue = [5, 11]\nclass = pos"] ;
149 -> 150 ;
151 [label="gini = 0.48\nsamples = 5\nvalue = [3, 2]\nclass = neg"] ;
150 -> 151 ;
152 [label="gini = 0.298\nsamples = 11\nvalue = [2, 9]\nclass = pos"] ;
150 -> 152 ;
153 [label="gini = 0.0\nsamples = 3\nvalue = [3, 0]\nclass = neg"] ;
149 -> 153 ;
154 [label="DiagnosisCode_DESC <= 0.704\ngini = 0.339\nsamples = 3099\nvalue = [669, 2430]\nclass = pos"] ;
126 -> 154 ;
155 [label="REIMBURSED_YR_TW <= 0.0\ngini = 0.051\nsamples = 495\nvalue = [13, 482]\nclass = pos"] ;
154 -> 155 ;
156 [label="gini = 0.0\nsamples = 8\nvalue = [8, 0]\nclass = neg"] ;
155 -> 156 ;
157 [label="illness_desc <= 0.826\ngini = 0.02\nsamples = 487\nvalue = [5, 482]\nclass = pos"] ;
155 -> 157 ;
158 [label="DiagnosisCode_DESC <= 0.399\ngini = 0.188\nsamples = 38\nvalue = [4, 34]\nclass = pos"] ;
157 -> 158 ;
159 [label="gini = 0.49\nsamples = 7\nvalue = [4, 3]\nclass = neg"] ;
158 -> 159 ;
160 [label="gini = 0.0\nsamples = 31\nvalue = [0, 31]\nclass = pos"] ;
158 -> 160 ;
161 [label="DiagnosisCode_DESC <= 0.165\ngini = 0.004\nsamples = 449\nvalue = [1, 448]\nclass = pos"] ;
157 -> 161 ;
162 [label="gini = 0.444\nsamples = 3\nvalue = [1, 2]\nclass = pos"] ;
161 -> 162 ;
163 [label="gini = 0.0\nsamples = 446\nvalue = [0, 446]\nclass = pos"] ;
161 -> 163 ;
164 [label="DIGI_FLG <= 0.5\ngini = 0.377\nsamples = 2604\nvalue = [656, 1948]\nclass = pos"] ;
154 -> 164 ;
165 [label="REIMBURSED_YR_TW <= 0.004\ngini = 0.357\nsamples = 2466\nvalue = [573, 1893]\nclass = pos"] ;
164 -> 165 ;
166 [label="REIMBURSED_YR_TW <= 0.001\ngini = 0.49\nsamples = 305\nvalue = [131, 174]\nclass = pos"] ;
165 -> 166 ;
167 [label="gini = 0.351\nsamples = 150\nvalue = [34, 116]\nclass = pos"] ;
166 -> 167 ;
168 [label="gini = 0.468\nsamples = 155\nvalue = [97, 58]\nclass = neg"] ;
166 -> 168 ;
169 [label="ILP <= 0.5\ngini = 0.325\nsamples = 2161\nvalue = [442, 1719]\nclass = pos"] ;
165 -> 169 ;
170 [label="gini = 0.31\nsamples = 2100\nvalue = [403, 1697]\nclass = pos"] ;
169 -> 170 ;
171 [label="gini = 0.461\nsamples = 61\nvalue = [39, 22]\nclass = neg"] ;
169 -> 171 ;
172 [label="REIMBURSED_YR_TW <= 0.006\ngini = 0.479\nsamples = 138\nvalue = [83, 55]\nclass = neg"] ;
164 -> 172 ;
173 [label="BundleSubtype2 <= 0.319\ngini = 0.219\nsamples = 48\nvalue = [42, 6]\nclass = neg"] ;
172 -> 173 ;
174 [label="gini = 0.0\nsamples = 2\nvalue = [0, 2]\nclass = pos"] ;
173 -> 174 ;
175 [label="gini = 0.159\nsamples = 46\nvalue = [42, 4]\nclass = neg"] ;
173 -> 175 ;
176 [label="stick_level2 <= 0.281\ngini = 0.496\nsamples = 90\nvalue = [41, 49]\nclass = pos"] ;
172 -> 176 ;
177 [label="gini = 0.367\nsamples = 33\nvalue = [25, 8]\nclass = neg"] ;
176 -> 177 ;
178 [label="gini = 0.404\nsamples = 57\nvalue = [16, 41]\nclass = pos"] ;
176 -> 178 ;
179 [label="stick_level2 <= 0.357\ngini = 0.497\nsamples = 18209\nvalue = [9845, 8364]\nclass = neg"] ;
3 -> 179 ;
180 [label="gini = 0.0\nsamples = 4791\nvalue = [0, 4791]\nclass = pos"] ;
179 -> 180 ;
181 [label="recency_m <= 0.199\ngini = 0.391\nsamples = 13418\nvalue = [9845, 3573]\nclass = neg"] ;
179 -> 181 ;
182 [label="illness_desc <= 0.72\ngini = 0.352\nsamples = 12750\nvalue = [9845, 2905]\nclass = neg"] ;
181 -> 182 ;
183 [label="累積理賠金額 <= 0.017\ngini = 0.33\nsamples = 12207\nvalue = [9662, 2545]\nclass = neg"] ;
182 -> 183 ;
184 [label="ternure_m <= 0.444\ngini = 0.274\nsamples = 9343\nvalue = [7810, 1533]\nclass = neg"] ;
183 -> 184 ;
185 [label="被保人年收 <= 0.5\ngini = 0.349\nsamples = 4145\nvalue = [3212, 933]\nclass = neg"] ;
184 -> 185 ;
186 [label="REIMBURSED_YR_TW <= 0.0\ngini = 0.121\nsamples = 770\nvalue = [720, 50]\nclass = neg"] ;
185 -> 186 ;
187 [label="gini = 0.24\nsamples = 186\nvalue = [160, 26]\nclass = neg"] ;
186 -> 187 ;
188 [label="gini = 0.079\nsamples = 584\nvalue = [560, 24]\nclass = neg"] ;
186 -> 188 ;
189 [label="累積理賠次數 <= 0.009\ngini = 0.386\nsamples = 3375\nvalue = [2492, 883]\nclass = neg"] ;
185 -> 189 ;
190 [label="gini = 0.294\nsamples = 1742\nvalue = [1430, 312]\nclass = neg"] ;
189 -> 190 ;
191 [label="gini = 0.455\nsamples = 1633\nvalue = [1062, 571]\nclass = neg"] ;
189 -> 191 ;
192 [label="DiagnosisCode_DESC <= 0.476\ngini = 0.204\nsamples = 5198\nvalue = [4598, 600]\nclass = neg"] ;
184 -> 192 ;
193 [label="illness_desc <= 0.592\ngini = 0.122\nsamples = 2442\nvalue = [2283, 159]\nclass = neg"] ;
192 -> 193 ;
194 [label="gini = 0.108\nsamples = 2345\nvalue = [2211, 134]\nclass = neg"] ;
193 -> 194 ;
195 [label="gini = 0.383\nsamples = 97\nvalue = [72, 25]\nclass = neg"] ;
193 -> 195 ;
196 [label="BundleSubtype2 <= 0.51\ngini = 0.269\nsamples = 2756\nvalue = [2315, 441]\nclass = neg"] ;
192 -> 196 ;
197 [label="gini = 0.392\nsamples = 101\nvalue = [27, 74]\nclass = pos"] ;
196 -> 197 ;
198 [label="gini = 0.238\nsamples = 2655\nvalue = [2288, 367]\nclass = neg"] ;
196 -> 198 ;
199 [label="illness_desc <= 0.331\ngini = 0.457\nsamples = 2864\nvalue = [1852, 1012]\nclass = neg"] ;
183 -> 199 ;
200 [label="DiagnosisCode_DESC <= 0.536\ngini = 0.284\nsamples = 618\nvalue = [512, 106]\nclass = neg"] ;
199 -> 200 ;
201 [label="ternure_m <= 0.123\ngini = 0.268\nsamples = 608\nvalue = [511, 97]\nclass = neg"] ;
200 -> 201 ;
202 [label="gini = 0.0\nsamples = 5\nvalue = [0, 5]\nclass = pos"] ;
201 -> 202 ;
203 [label="gini = 0.259\nsamples = 603\nvalue = [511, 92]\nclass = neg"] ;
201 -> 203 ;
204 [label="SIN_his <= 0.5\ngini = 0.18\nsamples = 10\nvalue = [1, 9]\nclass = pos"] ;
200 -> 204 ;
205 [label="gini = 0.0\nsamples = 9\nvalue = [0, 9]\nclass = pos"] ;
204 -> 205 ;
206 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]\nclass = neg"] ;
204 -> 206 ;
207 [label="ILP <= 0.5\ngini = 0.481\nsamples = 2246\nvalue = [1340, 906]\nclass = neg"] ;
199 -> 207 ;
208 [label="recency_m <= 0.103\ngini = 0.497\nsamples = 1680\nvalue = [906, 774]\nclass = neg"] ;
207 -> 208 ;
209 [label="gini = 0.492\nsamples = 949\nvalue = [415, 534]\nclass = pos"] ;
208 -> 209 ;
210 [label="gini = 0.441\nsamples = 731\nvalue = [491, 240]\nclass = neg"] ;
208 -> 210 ;
211 [label="cust_group2 <= 0.763\ngini = 0.358\nsamples = 566\nvalue = [434, 132]\nclass = neg"] ;
207 -> 211 ;
212 [label="gini = 0.495\nsamples = 213\nvalue = [117, 96]\nclass = neg"] ;
211 -> 212 ;
213 [label="gini = 0.183\nsamples = 353\nvalue = [317, 36]\nclass = neg"] ;
211 -> 213 ;
214 [label="ILP_his <= 0.5\ngini = 0.447\nsamples = 543\nvalue = [183, 360]\nclass = pos"] ;
182 -> 214 ;
215 [label="SIN_his <= 0.5\ngini = 0.331\nsamples = 363\nvalue = [76, 287]\nclass = pos"] ;
214 -> 215 ;
216 [label="AHd_his <= 0.5\ngini = 0.294\nsamples = 341\nvalue = [61, 280]\nclass = pos"] ;
215 -> 216 ;
217 [label="REIMBURSED_YR_TW <= 0.013\ngini = 0.27\nsamples = 330\nvalue = [53, 277]\nclass = pos"] ;
216 -> 217 ;
218 [label="gini = 0.357\nsamples = 185\nvalue = [43, 142]\nclass = pos"] ;
217 -> 218 ;
219 [label="gini = 0.128\nsamples = 145\nvalue = [10, 135]\nclass = pos"] ;
217 -> 219 ;
220 [label="結案月份 <= 0.506\ngini = 0.397\nsamples = 11\nvalue = [8, 3]\nclass = neg"] ;
216 -> 220 ;
221 [label="gini = 0.0\nsamples = 8\nvalue = [8, 0]\nclass = neg"] ;
220 -> 221 ;
222 [label="gini = 0.0\nsamples = 3\nvalue = [0, 3]\nclass = pos"] ;
220 -> 222 ;
223 [label="DiagnosisCode_DESC <= 0.704\ngini = 0.434\nsamples = 22\nvalue = [15, 7]\nclass = neg"] ;
215 -> 223 ;
224 [label="gini = 0.0\nsamples = 5\nvalue = [0, 5]\nclass = pos"] ;
223 -> 224 ;
225 [label="recency_m <= 0.047\ngini = 0.208\nsamples = 17\nvalue = [15, 2]\nclass = neg"] ;
223 -> 225 ;
226 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]\nclass = pos"] ;
225 -> 226 ;
227 [label="gini = 0.117\nsamples = 16\nvalue = [15, 1]\nclass = neg"] ;
225 -> 227 ;
228 [label="REIMBURSED_YR_TW <= 0.005\ngini = 0.482\nsamples = 180\nvalue = [107, 73]\nclass = neg"] ;
214 -> 228 ;
229 [label="DiagnosisCode_DESC <= 0.704\ngini = 0.198\nsamples = 45\nvalue = [40, 5]\nclass = neg"] ;
228 -> 229 ;
230 [label="GENDER <= 0.5\ngini = 0.5\nsamples = 6\nvalue = [3, 3]\nclass = neg"] ;
229 -> 230 ;
231 [label="gini = 0.0\nsamples = 3\nvalue = [3, 0]\nclass = neg"] ;
230 -> 231 ;
232 [label="gini = 0.0\nsamples = 3\nvalue = [0, 3]\nclass = pos"] ;
230 -> 232 ;
233 [label="ternure_m <= 0.216\ngini = 0.097\nsamples = 39\nvalue = [37, 2]\nclass = neg"] ;
229 -> 233 ;
234 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]\nclass = pos"] ;
233 -> 234 ;
235 [label="gini = 0.051\nsamples = 38\nvalue = [37, 1]\nclass = neg"] ;
233 -> 235 ;
236 [label="ILP <= 0.5\ngini = 0.5\nsamples = 135\nvalue = [67, 68]\nclass = pos"] ;
228 -> 236 ;
237 [label="REIMBURSED_YR_TW <= 0.01\ngini = 0.455\nsamples = 77\nvalue = [27, 50]\nclass = pos"] ;
236 -> 237 ;
238 [label="gini = 0.334\nsamples = 52\nvalue = [11, 41]\nclass = pos"] ;
237 -> 238 ;
239 [label="gini = 0.461\nsamples = 25\nvalue = [16, 9]\nclass = neg"] ;
237 -> 239 ;
240 [label="recency_m <= 0.073\ngini = 0.428\nsamples = 58\nvalue = [40, 18]\nclass = neg"] ;
236 -> 240 ;
241 [label="gini = 0.488\nsamples = 19\nvalue = [8, 11]\nclass = pos"] ;
240 -> 241 ;
242 [label="gini = 0.295\nsamples = 39\nvalue = [32, 7]\nclass = neg"] ;
240 -> 242 ;
243 [label="gini = 0.0\nsamples = 668\nvalue = [0, 668]\nclass = pos"] ;
181 -> 243 ;
244 [label="recency_m <= 0.039\ngini = 0.272\nsamples = 123323\nvalue = [20023, 103300]\nclass = pos"] ;
0 -> 244 [labeldistance=2.5, labelangle=-45, headlabel="False"] ;
245 [label="recency_m <= 0.031\ngini = 0.345\nsamples = 90261\nvalue = [20023, 70238]\nclass = pos"] ;
244 -> 245 ;
246 [label="AHd <= 0.5\ngini = 0.25\nsamples = 76434\nvalue = [11193, 65241]\nclass = pos"] ;
245 -> 246 ;
247 [label="ternure_m <= 0.021\ngini = 0.23\nsamples = 72280\nvalue = [9562, 62718]\nclass = pos"] ;
246 -> 247 ;
248 [label="recency_m <= 0.017\ngini = 0.496\nsamples = 2026\nvalue = [919, 1107]\nclass = pos"] ;
247 -> 248 ;
249 [label="ternure_m <= 0.013\ngini = 0.425\nsamples = 1255\nvalue = [385, 870]\nclass = pos"] ;
248 -> 249 ;
250 [label="結案月份 <= 0.506\ngini = 0.499\nsamples = 657\nvalue = [342, 315]\nclass = neg"] ;
249 -> 250 ;
251 [label="DiagnosisCode_DESC <= 0.366\ngini = 0.12\nsamples = 125\nvalue = [8, 117]\nclass = pos"] ;
250 -> 251 ;
252 [label="illness_desc <= 0.43\ngini = 0.48\nsamples = 10\nvalue = [4, 6]\nclass = pos"] ;
251 -> 252 ;
253 [label="gini = 0.0\nsamples = 3\nvalue = [3, 0]\nclass = neg"] ;
252 -> 253 ;
254 [label="gini = 0.245\nsamples = 7\nvalue = [1, 6]\nclass = pos"] ;
252 -> 254 ;
255 [label="累積理賠金額 <= 0.012\ngini = 0.067\nsamples = 115\nvalue = [4, 111]\nclass = pos"] ;
251 -> 255 ;
256 [label="gini = 0.051\nsamples = 114\nvalue = [3, 111]\nclass = pos"] ;
255 -> 256 ;
257 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]\nclass = neg"] ;
255 -> 257 ;
258 [label="結案月份 <= 0.522\ngini = 0.467\nsamples = 532\nvalue = [334, 198]\nclass = neg"] ;
250 -> 258 ;
259 [label="recency_m <= 0.007\ngini = 0.344\nsamples = 286\nvalue = [223, 63]\nclass = neg"] ;
258 -> 259 ;
260 [label="gini = 0.497\nsamples = 48\nvalue = [26, 22]\nclass = neg"] ;
259 -> 260 ;
261 [label="gini = 0.285\nsamples = 238\nvalue = [197, 41]\nclass = neg"] ;
259 -> 261 ;
262 [label="具生故保險金受益人 <= 0.5\ngini = 0.495\nsamples = 246\nvalue = [111, 135]\nclass = pos"] ;
258 -> 262 ;
263 [label="gini = 0.342\nsamples = 64\nvalue = [50, 14]\nclass = neg"] ;
262 -> 263 ;
264 [label="gini = 0.446\nsamples = 182\nvalue = [61, 121]\nclass = pos"] ;
262 -> 264 ;
265 [label="AHa <= 0.5\ngini = 0.133\nsamples = 598\nvalue = [43, 555]\nclass = pos"] ;
249 -> 265 ;
266 [label="gini = 0.0\nsamples = 6\nvalue = [6, 0]\nclass = neg"] ;
265 -> 266 ;
267 [label="結案月份 <= 0.503\ngini = 0.117\nsamples = 592\nvalue = [37, 555]\nclass = pos"] ;
265 -> 267 ;
268 [label="AHd_his <= 0.5\ngini = 0.032\nsamples = 304\nvalue = [5, 299]\nclass = pos"] ;
267 -> 268 ;
269 [label="gini = 0.026\nsamples = 303\nvalue = [4, 299]\nclass = pos"] ;
268 -> 269 ;
270 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]\nclass = neg"] ;
268 -> 270 ;
271 [label="累積理賠次數 <= 0.043\ngini = 0.198\nsamples = 288\nvalue = [32, 256]\nclass = pos"] ;
267 -> 271 ;
272 [label="gini = 0.188\nsamples = 286\nvalue = [30, 256]\nclass = pos"] ;
271 -> 272 ;
273 [label="gini = 0.0\nsamples = 2\nvalue = [2, 0]\nclass = neg"] ;
271 -> 273 ;
274 [label="結案月份 <= 0.481\ngini = 0.426\nsamples = 771\nvalue = [534, 237]\nclass = neg"] ;
248 -> 274 ;
275 [label="gini = 0.0\nsamples = 29\nvalue = [0, 29]\nclass = pos"] ;
274 -> 275 ;
276 [label="stick_level2 <= 0.819\ngini = 0.403\nsamples = 742\nvalue = [534, 208]\nclass = neg"] ;
274 -> 276 ;
277 [label="illness_desc <= 0.428\ngini = 0.389\nsamples = 726\nvalue = [534, 192]\nclass = neg"] ;
276 -> 277 ;
278 [label="被保人總資產 <= 0.5\ngini = 0.21\nsamples = 210\nvalue = [185, 25]\nclass = neg"] ;
277 -> 278 ;
279 [label="gini = 0.176\nsamples = 205\nvalue = [185, 20]\nclass = neg"] ;
278 -> 279 ;
280 [label="gini = 0.0\nsamples = 5\nvalue = [0, 5]\nclass = pos"] ;
278 -> 280 ;
281 [label="具生故保險金受益人 <= 0.5\ngini = 0.438\nsamples = 516\nvalue = [349, 167]\nclass = neg"] ;
277 -> 281 ;
282 [label="gini = 0.236\nsamples = 176\nvalue = [152, 24]\nclass = neg"] ;
281 -> 282 ;
283 [label="gini = 0.487\nsamples = 340\nvalue = [197, 143]\nclass = neg"] ;
281 -> 283 ;
284 [label="gini = 0.0\nsamples = 16\nvalue = [0, 16]\nclass = pos"] ;
276 -> 284 ;
285 [label="DIGI_FLG <= 0.5\ngini = 0.216\nsamples = 70254\nvalue = [8643, 61611]\nclass = pos"] ;
247 -> 285 ;
286 [label="AHa <= 0.5\ngini = 0.201\nsamples = 67281\nvalue = [7607, 59674]\nclass = pos"] ;
285 -> 286 ;
287 [label="REIMBURSED_YR_TW <= 0.018\ngini = 0.472\nsamples = 543\nvalue = [336, 207]\nclass = neg"] ;
286 -> 287 ;
288 [label="GENDER <= 0.5\ngini = 0.427\nsamples = 470\nvalue = [325, 145]\nclass = neg"] ;
287 -> 288 ;
289 [label="累積理賠次數 <= 0.078\ngini = 0.363\nsamples = 231\nvalue = [176, 55]\nclass = neg"] ;
288 -> 289 ;
290 [label="gini = 0.345\nsamples = 221\nvalue = [172, 49]\nclass = neg"] ;
289 -> 290 ;
291 [label="gini = 0.48\nsamples = 10\nvalue = [4, 6]\nclass = pos"] ;
289 -> 291 ;
292 [label="ternure_m <= 0.565\ngini = 0.47\nsamples = 239\nvalue = [149, 90]\nclass = neg"] ;
288 -> 292 ;
293 [label="gini = 0.455\nsamples = 223\nvalue = [145, 78]\nclass = neg"] ;
292 -> 293 ;
294 [label="gini = 0.375\nsamples = 16\nvalue = [4, 12]\nclass = pos"] ;
292 -> 294 ;
295 [label="被保人總資產 <= 0.5\ngini = 0.256\nsamples = 73\nvalue = [11, 62]\nclass = pos"] ;
287 -> 295 ;
296 [label="REIMBURSED_YR_TW <= 0.03\ngini = 0.42\nsamples = 10\nvalue = [7, 3]\nclass = neg"] ;
295 -> 296 ;
297 [label="gini = 0.375\nsamples = 4\nvalue = [1, 3]\nclass = pos"] ;
296 -> 297 ;
298 [label="gini = 0.0\nsamples = 6\nvalue = [6, 0]\nclass = neg"] ;
296 -> 298 ;
299 [label="DiagnosisCode_DESC <= 0.536\ngini = 0.119\nsamples = 63\nvalue = [4, 59]\nclass = pos"] ;
295 -> 299 ;
300 [label="gini = 0.033\nsamples = 59\nvalue = [1, 58]\nclass = pos"] ;
299 -> 300 ;
301 [label="gini = 0.375\nsamples = 4\nvalue = [3, 1]\nclass = neg"] ;
299 -> 301 ;
302 [label="DiagnosisCode_DESC <= 0.412\ngini = 0.194\nsamples = 66738\nvalue = [7271, 59467]\nclass = pos"] ;
286 -> 302 ;
303 [label="illness_desc <= 0.451\ngini = 0.346\nsamples = 8810\nvalue = [1963, 6847]\nclass = pos"] ;
302 -> 303 ;
304 [label="SIN_his <= 0.5\ngini = 0.419\nsamples = 5806\nvalue = [1731, 4075]\nclass = pos"] ;
303 -> 304 ;
305 [label="gini = 0.383\nsamples = 4908\nvalue = [1268, 3640]\nclass = pos"] ;
304 -> 305 ;
306 [label="gini = 0.5\nsamples = 898\nvalue = [463, 435]\nclass = neg"] ;
304 -> 306 ;
307 [label="illness_desc <= 0.503\ngini = 0.143\nsamples = 3004\nvalue = [232, 2772]\nclass = pos"] ;
303 -> 307 ;
308 [label="gini = 0.25\nsamples = 1368\nvalue = [200, 1168]\nclass = pos"] ;
307 -> 308 ;
309 [label="gini = 0.038\nsamples = 1636\nvalue = [32, 1604]\nclass = pos"] ;
307 -> 309 ;
310 [label="SIN <= 0.5\ngini = 0.166\nsamples = 57928\nvalue = [5308, 52620]\nclass = pos"] ;
302 -> 310 ;
311 [label="ILP <= 0.5\ngini = 0.143\nsamples = 50219\nvalue = [3885, 46334]\nclass = pos"] ;
310 -> 311 ;
312 [label="gini = 0.133\nsamples = 48441\nvalue = [3475, 44966]\nclass = pos"] ;
311 -> 312 ;
313 [label="gini = 0.355\nsamples = 1778\nvalue = [410, 1368]\nclass = pos"] ;
311 -> 313 ;
314 [label="被保人年收 <= 0.5\ngini = 0.301\nsamples = 7709\nvalue = [1423, 6286]\nclass = pos"] ;
310 -> 314 ;
315 [label="gini = 0.463\nsamples = 922\nvalue = [336, 586]\nclass = pos"] ;
314 -> 315 ;
316 [label="gini = 0.269\nsamples = 6787\nvalue = [1087, 5700]\nclass = pos"] ;
314 -> 316 ;
317 [label="累積理賠金額 <= 0.014\ngini = 0.454\nsamples = 2973\nvalue = [1036, 1937]\nclass = pos"] ;
285 -> 317 ;
318 [label="被保人年收 <= 0.5\ngini = 0.483\nsamples = 2176\nvalue = [887, 1289]\nclass = pos"] ;
317 -> 318 ;
319 [label="ternure_m <= 0.266\ngini = 0.454\nsamples = 284\nvalue = [185, 99]\nclass = neg"] ;
318 -> 319 ;
320 [label="illness_desc <= 0.588\ngini = 0.401\nsamples = 148\nvalue = [107, 41]\nclass = neg"] ;
319 -> 320 ;
321 [label="gini = 0.344\nsamples = 95\nvalue = [74, 21]\nclass = neg"] ;
320 -> 321 ;
322 [label="gini = 0.47\nsamples = 53\nvalue = [33, 20]\nclass = neg"] ;
320 -> 322 ;
323 [label="累積理賠次數 <= 0.009\ngini = 0.489\nsamples = 136\nvalue = [78, 58]\nclass = neg"] ;
319 -> 323 ;
324 [label="gini = 0.424\nsamples = 82\nvalue = [57, 25]\nclass = neg"] ;
323 -> 324 ;
325 [label="gini = 0.475\nsamples = 54\nvalue = [21, 33]\nclass = pos"] ;
323 -> 325 ;
326 [label="REG <= 0.5\ngini = 0.467\nsamples = 1892\nvalue = [702, 1190]\nclass = pos"] ;
318 -> 326 ;
327 [label="REIMBURSED_YR_TW <= 0.001\ngini = 0.417\nsamples = 128\nvalue = [90, 38]\nclass = neg"] ;
326 -> 327 ;
328 [label="gini = 0.204\nsamples = 52\nvalue = [46, 6]\nclass = neg"] ;
327 -> 328 ;
329 [label="gini = 0.488\nsamples = 76\nvalue = [44, 32]\nclass = neg"] ;
327 -> 329 ;
330 [label="SIN <= 0.5\ngini = 0.453\nsamples = 1764\nvalue = [612, 1152]\nclass = pos"] ;
326 -> 330 ;
331 [label="gini = 0.418\nsamples = 1331\nvalue = [396, 935]\nclass = pos"] ;
330 -> 331 ;
332 [label="gini = 0.5\nsamples = 433\nvalue = [216, 217]\nclass = pos"] ;
330 -> 332 ;
333 [label="DiagnosisCode_DESC <= 0.329\ngini = 0.304\nsamples = 797\nvalue = [149, 648]\nclass = pos"] ;
317 -> 333 ;
334 [label="累積理賠金額 <= 0.017\ngini = 0.416\nsamples = 44\nvalue = [31, 13]\nclass = neg"] ;
333 -> 334 ;
335 [label="累積理賠金額 <= 0.015\ngini = 0.42\nsamples = 10\nvalue = [3, 7]\nclass = pos"] ;
334 -> 335 ;
336 [label="gini = 0.375\nsamples = 4\nvalue = [3, 1]\nclass = neg"] ;
335 -> 336 ;
337 [label="gini = 0.0\nsamples = 6\nvalue = [0, 6]\nclass = pos"] ;
335 -> 337 ;
338 [label="REIMBURSED_YR_TW <= 0.03\ngini = 0.291\nsamples = 34\nvalue = [28, 6]\nclass = neg"] ;
334 -> 338 ;
339 [label="gini = 0.18\nsamples = 30\nvalue = [27, 3]\nclass = neg"] ;
338 -> 339 ;
340 [label="gini = 0.375\nsamples = 4\nvalue = [1, 3]\nclass = pos"] ;
338 -> 340 ;
341 [label="累積理賠金額 <= 0.13\ngini = 0.264\nsamples = 753\nvalue = [118, 635]\nclass = pos"] ;
333 -> 341 ;
342 [label="SIN_his <= 0.5\ngini = 0.333\nsamples = 559\nvalue = [118, 441]\nclass = pos"] ;
341 -> 342 ;
343 [label="gini = 0.256\nsamples = 379\nvalue = [57, 322]\nclass = pos"] ;
342 -> 343 ;
344 [label="gini = 0.448\nsamples = 180\nvalue = [61, 119]\nclass = pos"] ;
342 -> 344 ;
345 [label="gini = 0.0\nsamples = 194\nvalue = [0, 194]\nclass = pos"] ;
341 -> 345 ;
346 [label="illness_desc <= 0.569\ngini = 0.477\nsamples = 4154\nvalue = [1631, 2523]\nclass = pos"] ;
246 -> 346 ;
347 [label="recency_m <= 0.015\ngini = 0.5\nsamples = 1997\nvalue = [986, 1011]\nclass = pos"] ;
346 -> 347 ;
348 [label="結案月份 <= 0.489\ngini = 0.49\nsamples = 1158\nvalue = [497, 661]\nclass = pos"] ;
347 -> 348 ;
349 [label="DiagnosisCode_DESC <= 0.536\ngini = 0.485\nsamples = 177\nvalue = [104, 73]\nclass = neg"] ;
348 -> 349 ;
350 [label="TOPCARD <= 0.5\ngini = 0.365\nsamples = 75\nvalue = [57, 18]\nclass = neg"] ;
349 -> 350 ;
351 [label="illness_desc <= 0.506\ngini = 0.323\nsamples = 69\nvalue = [55, 14]\nclass = neg"] ;
350 -> 351 ;
352 [label="gini = 0.294\nsamples = 67\nvalue = [55, 12]\nclass = neg"] ;
351 -> 352 ;
353 [label="gini = 0.0\nsamples = 2\nvalue = [0, 2]\nclass = pos"] ;
351 -> 353 ;
354 [label="AHb <= 0.5\ngini = 0.444\nsamples = 6\nvalue = [2, 4]\nclass = pos"] ;
350 -> 354 ;
355 [label="gini = 0.0\nsamples = 4\nvalue = [0, 4]\nclass = pos"] ;
354 -> 355 ;
356 [label="gini = 0.0\nsamples = 2\nvalue = [2, 0]\nclass = neg"] ;
354 -> 356 ;
357 [label="REIMBURSED_YR_TW <= 0.001\ngini = 0.497\nsamples = 102\nvalue = [47, 55]\nclass = pos"] ;
349 -> 357 ;
358 [label="illness_desc <= 0.547\ngini = 0.417\nsamples = 54\nvalue = [16, 38]\nclass = pos"] ;
357 -> 358 ;
359 [label="gini = 0.499\nsamples = 25\nvalue = [13, 12]\nclass = neg"] ;
358 -> 359 ;
360 [label="gini = 0.185\nsamples = 29\nvalue = [3, 26]\nclass = pos"] ;
358 -> 360 ;
361 [label="累積理賠金額 <= 0.011\ngini = 0.457\nsamples = 48\nvalue = [31, 17]\nclass = neg"] ;
357 -> 361 ;
362 [label="gini = 0.251\nsamples = 34\nvalue = [29, 5]\nclass = neg"] ;
361 -> 362 ;
363 [label="gini = 0.245\nsamples = 14\nvalue = [2, 12]\nclass = pos"] ;
361 -> 363 ;
364 [label="VIP_CLASS <= 0.442\ngini = 0.48\nsamples = 981\nvalue = [393, 588]\nclass = pos"] ;
348 -> 364 ;
365 [label="illness_desc <= 0.429\ngini = 0.495\nsamples = 168\nvalue = [92, 76]\nclass = neg"] ;
364 -> 365 ;
366 [label="DiagnosisCode_DESC <= 0.536\ngini = 0.492\nsamples = 78\nvalue = [34, 44]\nclass = pos"] ;
365 -> 366 ;
367 [label="gini = 0.5\nsamples = 65\nvalue = [33, 32]\nclass = neg"] ;
366 -> 367 ;
368 [label="gini = 0.142\nsamples = 13\nvalue = [1, 12]\nclass = pos"] ;
366 -> 368 ;
369 [label="recency_m <= 0.001\ngini = 0.458\nsamples = 90\nvalue = [58, 32]\nclass = neg"] ;
365 -> 369 ;
370 [label="gini = 0.485\nsamples = 29\nvalue = [12, 17]\nclass = pos"] ;
369 -> 370 ;
371 [label="gini = 0.371\nsamples = 61\nvalue = [46, 15]\nclass = neg"] ;
369 -> 371 ;
372 [label="DiagnosisCode_DESC <= 0.329\ngini = 0.466\nsamples = 813\nvalue = [301, 512]\nclass = pos"] ;
364 -> 372 ;
373 [label="具生故保險金受益人 <= 0.5\ngini = 0.494\nsamples = 94\nvalue = [52, 42]\nclass = neg"] ;
372 -> 373 ;
374 [label="gini = 0.437\nsamples = 62\nvalue = [42, 20]\nclass = neg"] ;
373 -> 374 ;
375 [label="gini = 0.43\nsamples = 32\nvalue = [10, 22]\nclass = pos"] ;
373 -> 375 ;
376 [label="累積理賠次數 <= 0.009\ngini = 0.453\nsamples = 719\nvalue = [249, 470]\nclass = pos"] ;
372 -> 376 ;
377 [label="gini = 0.413\nsamples = 442\nvalue = [129, 313]\nclass = pos"] ;
376 -> 377 ;
378 [label="gini = 0.491\nsamples = 277\nvalue = [120, 157]\nclass = pos"] ;
376 -> 378 ;
379 [label="結案月份 <= 0.493\ngini = 0.486\nsamples = 839\nvalue = [489, 350]\nclass = neg"] ;
347 -> 379 ;
380 [label="具生故保險金受益人 <= 0.5\ngini = 0.497\nsamples = 267\nvalue = [124, 143]\nclass = pos"] ;
379 -> 380 ;
381 [label="VIP_CLASS <= 0.442\ngini = 0.48\nsamples = 200\nvalue = [80, 120]\nclass = pos"] ;
380 -> 381 ;
382 [label="stick_level2 <= 0.816\ngini = 0.386\nsamples = 23\nvalue = [17, 6]\nclass = neg"] ;
381 -> 382 ;
383 [label="gini = 0.0\nsamples = 2\nvalue = [0, 2]\nclass = pos"] ;
382 -> 383 ;
384 [label="gini = 0.308\nsamples = 21\nvalue = [17, 4]\nclass = neg"] ;
382 -> 384 ;
385 [label="REIMBURSED_YR_TW <= 0.001\ngini = 0.458\nsamples = 177\nvalue = [63, 114]\nclass = pos"] ;
381 -> 385 ;
386 [label="gini = 0.499\nsamples = 76\nvalue = [36, 40]\nclass = pos"] ;
385 -> 386 ;
387 [label="gini = 0.392\nsamples = 101\nvalue = [27, 74]\nclass = pos"] ;
385 -> 387 ;
388 [label="recency_m <= 0.017\ngini = 0.451\nsamples = 67\nvalue = [44, 23]\nclass = neg"] ;
380 -> 388 ;
389 [label="REIMBURSED_YR_TW <= 0.001\ngini = 0.444\nsamples = 12\nvalue = [4, 8]\nclass = pos"] ;
388 -> 389 ;
390 [label="gini = 0.0\nsamples = 2\nvalue = [2, 0]\nclass = neg"] ;
389 -> 390 ;
391 [label="gini = 0.32\nsamples = 10\nvalue = [2, 8]\nclass = pos"] ;
389 -> 391 ;
392 [label="結案月份 <= 0.427\ngini = 0.397\nsamples = 55\nvalue = [40, 15]\nclass = neg"] ;
388 -> 392 ;
393 [label="gini = 0.49\nsamples = 14\nvalue = [6, 8]\nclass = pos"] ;
392 -> 393 ;
394 [label="gini = 0.283\nsamples = 41\nvalue = [34, 7]\nclass = neg"] ;
392 -> 394 ;
395 [label="REIMBURSED_YR_TW <= 0.046\ngini = 0.462\nsamples = 572\nvalue = [365, 207]\nclass = neg"] ;
379 -> 395 ;
396 [label="DiagnosisCode_DESC <= 0.476\ngini = 0.453\nsamples = 556\nvalue = [363, 193]\nclass = neg"] ;
395 -> 396 ;
397 [label="illness_desc <= 0.512\ngini = 0.405\nsamples = 337\nvalue = [242, 95]\nclass = neg"] ;
396 -> 397 ;
398 [label="gini = 0.386\nsamples = 326\nvalue = [241, 85]\nclass = neg"] ;
397 -> 398 ;
399 [label="gini = 0.165\nsamples = 11\nvalue = [1, 10]\nclass = pos"] ;
397 -> 399 ;
400 [label="illness_desc <= 0.519\ngini = 0.494\nsamples = 219\nvalue = [121, 98]\nclass = neg"] ;
396 -> 400 ;
401 [label="gini = 0.403\nsamples = 50\nvalue = [14, 36]\nclass = pos"] ;
400 -> 401 ;
402 [label="gini = 0.465\nsamples = 169\nvalue = [107, 62]\nclass = neg"] ;
400 -> 402 ;
403 [label="REIMBURSED_YR_TW <= 0.115\ngini = 0.219\nsamples = 16\nvalue = [2, 14]\nclass = pos"] ;
395 -> 403 ;
404 [label="結案月份 <= 0.506\ngini = 0.124\nsamples = 15\nvalue = [1, 14]\nclass = pos"] ;
403 -> 404 ;
405 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]\nclass = neg"] ;
404 -> 405 ;
406 [label="gini = 0.0\nsamples = 14\nvalue = [0, 14]\nclass = pos"] ;
404 -> 406 ;
407 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]\nclass = neg"] ;
403 -> 407 ;
408 [label="累積理賠次數 <= 0.009\ngini = 0.419\nsamples = 2157\nvalue = [645, 1512]\nclass = pos"] ;
346 -> 408 ;
409 [label="TOPCARD <= 0.5\ngini = 0.362\nsamples = 1463\nvalue = [347, 1116]\nclass = pos"] ;
408 -> 409 ;
410 [label="WEALTH_LEVEL <= 0.629\ngini = 0.339\nsamples = 1389\nvalue = [301, 1088]\nclass = pos"] ;
409 -> 410 ;
411 [label="recency_m <= 0.009\ngini = 0.495\nsamples = 160\nvalue = [72, 88]\nclass = pos"] ;
410 -> 411 ;
412 [label="ternure_m <= 0.208\ngini = 0.36\nsamples = 68\nvalue = [16, 52]\nclass = pos"] ;
411 -> 412 ;
413 [label="gini = 0.077\nsamples = 25\nvalue = [1, 24]\nclass = pos"] ;
412 -> 413 ;
414 [label="gini = 0.454\nsamples = 43\nvalue = [15, 28]\nclass = pos"] ;
412 -> 414 ;
415 [label="累積理賠金額 <= 0.001\ngini = 0.476\nsamples = 92\nvalue = [56, 36]\nclass = neg"] ;
411 -> 415 ;
416 [label="gini = 0.213\nsamples = 33\nvalue = [29, 4]\nclass = neg"] ;
415 -> 416 ;
417 [label="gini = 0.496\nsamples = 59\nvalue = [27, 32]\nclass = pos"] ;
415 -> 417 ;
418 [label="REIMBURSED_YR_TW <= 0.002\ngini = 0.303\nsamples = 1229\nvalue = [229, 1000]\nclass = pos"] ;
410 -> 418 ;
419 [label="REG <= 0.5\ngini = 0.254\nsamples = 1023\nvalue = [153, 870]\nclass = pos"] ;
418 -> 419 ;
420 [label="gini = 0.488\nsamples = 38\nvalue = [22, 16]\nclass = neg"] ;
419 -> 420 ;
421 [label="gini = 0.231\nsamples = 985\nvalue = [131, 854]\nclass = pos"] ;
419 -> 421 ;
422 [label="BundleSubtype2 <= 0.51\ngini = 0.466\nsamples = 206\nvalue = [76, 130]\nclass = pos"] ;
418 -> 422 ;
423 [label="gini = 0.208\nsamples = 110\nvalue = [13, 97]\nclass = pos"] ;
422 -> 423 ;
424 [label="gini = 0.451\nsamples = 96\nvalue = [63, 33]\nclass = neg"] ;
422 -> 424 ;
425 [label="recency_m <= 0.017\ngini = 0.47\nsamples = 74\nvalue = [46, 28]\nclass = neg"] ;
409 -> 425 ;
426 [label="結案月份 <= 0.493\ngini = 0.499\nsamples = 56\nvalue = [29, 27]\nclass = neg"] ;
425 -> 426 ;
427 [label="ternure_m <= 0.236\ngini = 0.397\nsamples = 22\nvalue = [16, 6]\nclass = neg"] ;
426 -> 427 ;
428 [label="gini = 0.0\nsamples = 3\nvalue = [0, 3]\nclass = pos"] ;
427 -> 428 ;
429 [label="gini = 0.266\nsamples = 19\nvalue = [16, 3]\nclass = neg"] ;
427 -> 429 ;
430 [label="recency_m <= 0.007\ngini = 0.472\nsamples = 34\nvalue = [13, 21]\nclass = pos"] ;
426 -> 430 ;
431 [label="gini = 0.332\nsamples = 19\nvalue = [4, 15]\nclass = pos"] ;
430 -> 431 ;
432 [label="gini = 0.48\nsamples = 15\nvalue = [9, 6]\nclass = neg"] ;
430 -> 432 ;
433 [label="累積理賠金額 <= 0.0\ngini = 0.105\nsamples = 18\nvalue = [17, 1]\nclass = neg"] ;
425 -> 433 ;
434 [label="recency_m <= 0.023\ngini = 0.5\nsamples = 2\nvalue = [1, 1]\nclass = neg"] ;
433 -> 434 ;
435 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]\nclass = pos"] ;
434 -> 435 ;
436 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]\nclass = neg"] ;
434 -> 436 ;
437 [label="gini = 0.0\nsamples = 16\nvalue = [16, 0]\nclass = neg"] ;
433 -> 437 ;
438 [label="累積理賠金額 <= 0.002\ngini = 0.49\nsamples = 694\nvalue = [298, 396]\nclass = pos"] ;
408 -> 438 ;
439 [label="recency_m <= 0.004\ngini = 0.469\nsamples = 181\nvalue = [113, 68]\nclass = neg"] ;
438 -> 439 ;
440 [label="REIMBURSED_YR_TW <= 0.001\ngini = 0.489\nsamples = 54\nvalue = [23, 31]\nclass = pos"] ;
439 -> 440 ;
441 [label="累積理賠金額 <= 0.001\ngini = 0.465\nsamples = 49\nvalue = [18, 31]\nclass = pos"] ;
440 -> 441 ;
442 [label="gini = 0.397\nsamples = 11\nvalue = [8, 3]\nclass = neg"] ;
441 -> 442 ;
443 [label="gini = 0.388\nsamples = 38\nvalue = [10, 28]\nclass = pos"] ;
441 -> 443 ;
444 [label="gini = 0.0\nsamples = 5\nvalue = [5, 0]\nclass = neg"] ;
440 -> 444 ;
445 [label="REIMBURSED_YR_TW <= 0.0\ngini = 0.413\nsamples = 127\nvalue = [90, 37]\nclass = neg"] ;
439 -> 445 ;
446 [label="累積理賠金額 <= 0.001\ngini = 0.214\nsamples = 41\nvalue = [36, 5]\nclass = neg"] ;
445 -> 446 ;
447 [label="gini = 0.062\nsamples = 31\nvalue = [30, 1]\nclass = neg"] ;
446 -> 447 ;
448 [label="gini = 0.48\nsamples = 10\nvalue = [6, 4]\nclass = neg"] ;
446 -> 448 ;
449 [label="累積理賠金額 <= 0.002\ngini = 0.467\nsamples = 86\nvalue = [54, 32]\nclass = neg"] ;
445 -> 449 ;
450 [label="gini = 0.494\nsamples = 72\nvalue = [40, 32]\nclass = neg"] ;
449 -> 450 ;
451 [label="gini = 0.0\nsamples = 14\nvalue = [14, 0]\nclass = neg"] ;
449 -> 451 ;
452 [label="ILP_his <= 0.5\ngini = 0.461\nsamples = 513\nvalue = [185, 328]\nclass = pos"] ;
438 -> 452 ;
453 [label="REIMBURSED_YR_TW <= 0.001\ngini = 0.378\nsamples = 281\nvalue = [71, 210]\nclass = pos"] ;
452 -> 453 ;
454 [label="VIP_CLASS <= 0.377\ngini = 0.236\nsamples = 168\nvalue = [23, 145]\nclass = pos"] ;
453 -> 454 ;
455 [label="gini = 0.245\nsamples = 7\nvalue = [6, 1]\nclass = neg"] ;
454 -> 455 ;
456 [label="gini = 0.189\nsamples = 161\nvalue = [17, 144]\nclass = pos"] ;
454 -> 456 ;
457 [label="結案月份 <= 0.427\ngini = 0.489\nsamples = 113\nvalue = [48, 65]\nclass = pos"] ;
453 -> 457 ;
458 [label="gini = 0.087\nsamples = 22\nvalue = [1, 21]\nclass = pos"] ;
457 -> 458 ;
459 [label="gini = 0.499\nsamples = 91\nvalue = [47, 44]\nclass = neg"] ;
457 -> 459 ;
460 [label="累積理賠次數 <= 0.216\ngini = 0.5\nsamples = 232\nvalue = [114, 118]\nclass = pos"] ;
452 -> 460 ;
461 [label="累積理賠金額 <= 0.064\ngini = 0.493\nsamples = 204\nvalue = [114, 90]\nclass = neg"] ;
460 -> 461 ;
462 [label="gini = 0.499\nsamples = 187\nvalue = [97, 90]\nclass = neg"] ;
461 -> 462 ;
463 [label="gini = 0.0\nsamples = 17\nvalue = [17, 0]\nclass = neg"] ;
461 -> 463 ;
464 [label="gini = 0.0\nsamples = 28\nvalue = [0, 28]\nclass = pos"] ;
460 -> 464 ;
465 [label="recency_m <= 0.033\ngini = 0.462\nsamples = 13827\nvalue = [8830, 4997]\nclass = neg"] ;
245 -> 465 ;
466 [label="cust_group2 <= 0.479\ngini = 0.384\nsamples = 8572\nvalue = [6348, 2224]\nclass = neg"] ;
465 -> 466 ;
467 [label="gini = 0.0\nsamples = 168\nvalue = [0, 168]\nclass = pos"] ;
466 -> 467 ;
468 [label="illness_desc <= 0.689\ngini = 0.37\nsamples = 8404\nvalue = [6348, 2056]\nclass = neg"] ;
466 -> 468 ;
469 [label="被保人年收 <= 0.5\ngini = 0.352\nsamples = 7983\nvalue = [6165, 1818]\nclass = neg"] ;
468 -> 469 ;
470 [label="ternure_m <= 0.351\ngini = 0.203\nsamples = 1982\nvalue = [1755, 227]\nclass = neg"] ;
469 -> 470 ;
471 [label="累積理賠次數 <= 0.043\ngini = 0.25\nsamples = 1127\nvalue = [962, 165]\nclass = neg"] ;
470 -> 471 ;
472 [label="REIMBURSED_YR_TW <= 0.0\ngini = 0.229\nsamples = 1025\nvalue = [890, 135]\nclass = neg"] ;
471 -> 472 ;
473 [label="gini = 0.403\nsamples = 118\nvalue = [85, 33]\nclass = neg"] ;
472 -> 473 ;
474 [label="gini = 0.2\nsamples = 907\nvalue = [805, 102]\nclass = neg"] ;
472 -> 474 ;
475 [label="AHb_his <= 0.5\ngini = 0.415\nsamples = 102\nvalue = [72, 30]\nclass = neg"] ;
471 -> 475 ;
476 [label="gini = 0.475\nsamples = 67\nvalue = [41, 26]\nclass = neg"] ;
475 -> 476 ;
477 [label="gini = 0.202\nsamples = 35\nvalue = [31, 4]\nclass = neg"] ;
475 -> 477 ;
478 [label="illness_desc <= 0.411\ngini = 0.135\nsamples = 855\nvalue = [793, 62]\nclass = neg"] ;
470 -> 478 ;
479 [label="VIP_CLASS <= 0.442\ngini = 0.028\nsamples = 208\nvalue = [205, 3]\nclass = neg"] ;
478 -> 479 ;
480 [label="gini = 0.375\nsamples = 4\nvalue = [3, 1]\nclass = neg"] ;
479 -> 480 ;
481 [label="gini = 0.019\nsamples = 204\nvalue = [202, 2]\nclass = neg"] ;
479 -> 481 ;
482 [label="VIP_CLASS <= 0.377\ngini = 0.166\nsamples = 647\nvalue = [588, 59]\nclass = neg"] ;
478 -> 482 ;
483 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]\nclass = pos"] ;
482 -> 483 ;
484 [label="gini = 0.163\nsamples = 646\nvalue = [588, 58]\nclass = neg"] ;
482 -> 484 ;
485 [label="REG <= 0.5\ngini = 0.39\nsamples = 6001\nvalue = [4410, 1591]\nclass = neg"] ;
469 -> 485 ;
486 [label="DiagnosisCode_DESC <= 0.559\ngini = 0.241\nsamples = 1465\nvalue = [1260, 205]\nclass = neg"] ;
485 -> 486 ;
487 [label="累積理賠次數 <= 0.095\ngini = 0.194\nsamples = 938\nvalue = [836, 102]\nclass = neg"] ;
486 -> 487 ;
488 [label="gini = 0.181\nsamples = 912\nvalue = [820, 92]\nclass = neg"] ;
487 -> 488 ;
489 [label="gini = 0.473\nsamples = 26\nvalue = [16, 10]\nclass = neg"] ;
487 -> 489 ;
490 [label="BundleSubtype2 <= 0.51\ngini = 0.314\nsamples = 527\nvalue = [424, 103]\nclass = neg"] ;
486 -> 490 ;
491 [label="gini = 0.402\nsamples = 43\nvalue = [12, 31]\nclass = pos"] ;
490 -> 491 ;
492 [label="gini = 0.253\nsamples = 484\nvalue = [412, 72]\nclass = neg"] ;
490 -> 492 ;
493 [label="DIGI_FLG <= 0.5\ngini = 0.424\nsamples = 4536\nvalue = [3150, 1386]\nclass = neg"] ;
485 -> 493 ;
494 [label="DiagnosisCode_DESC <= 0.412\ngini = 0.443\nsamples = 3899\nvalue = [2610, 1289]\nclass = neg"] ;
493 -> 494 ;
495 [label="gini = 0.296\nsamples = 713\nvalue = [584, 129]\nclass = neg"] ;
494 -> 495 ;
496 [label="gini = 0.463\nsamples = 3186\nvalue = [2026, 1160]\nclass = neg"] ;
494 -> 496 ;
497 [label="累積理賠金額 <= 0.119\ngini = 0.258\nsamples = 637\nvalue = [540, 97]\nclass = neg"] ;
493 -> 497 ;
498 [label="gini = 0.251\nsamples = 633\nvalue = [540, 93]\nclass = neg"] ;
497 -> 498 ;
499 [label="gini = 0.0\nsamples = 4\nvalue = [0, 4]\nclass = pos"] ;
497 -> 499 ;
500 [label="累積理賠金額 <= 0.242\ngini = 0.491\nsamples = 421\nvalue = [183, 238]\nclass = pos"] ;
468 -> 500 ;
501 [label="illness_desc <= 0.745\ngini = 0.5\nsamples = 371\nvalue = [183, 188]\nclass = pos"] ;
500 -> 501 ;
502 [label="DiagnosisCode_DESC <= 0.446\ngini = 0.29\nsamples = 74\nvalue = [61, 13]\nclass = neg"] ;
501 -> 502 ;
503 [label="被保人年收 <= 0.5\ngini = 0.32\nsamples = 5\nvalue = [1, 4]\nclass = pos"] ;
502 -> 503 ;
504 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]\nclass = neg"] ;
503 -> 504 ;
505 [label="gini = 0.0\nsamples = 4\nvalue = [0, 4]\nclass = pos"] ;
503 -> 505 ;
506 [label="WEALTH_LEVEL <= 0.427\ngini = 0.227\nsamples = 69\nvalue = [60, 9]\nclass = neg"] ;
502 -> 506 ;
507 [label="gini = 0.49\nsamples = 7\nvalue = [3, 4]\nclass = pos"] ;
506 -> 507 ;
508 [label="gini = 0.148\nsamples = 62\nvalue = [57, 5]\nclass = neg"] ;
506 -> 508 ;
509 [label="DiagnosisCode_DESC <= 0.704\ngini = 0.484\nsamples = 297\nvalue = [122, 175]\nclass = pos"] ;
501 -> 509 ;
510 [label="AHc_his <= 0.5\ngini = 0.085\nsamples = 45\nvalue = [2, 43]\nclass = pos"] ;
509 -> 510 ;
511 [label="gini = 0.0\nsamples = 1\nvalue = [1, 0]\nclass = neg"] ;
510 -> 511 ;
512 [label="gini = 0.044\nsamples = 44\nvalue = [1, 43]\nclass = pos"] ;
510 -> 512 ;
513 [label="被保人年收 <= 0.5\ngini = 0.499\nsamples = 252\nvalue = [120, 132]\nclass = pos"] ;
509 -> 513 ;
514 [label="gini = 0.42\nsamples = 70\nvalue = [49, 21]\nclass = neg"] ;
513 -> 514 ;
515 [label="gini = 0.476\nsamples = 182\nvalue = [71, 111]\nclass = pos"] ;
513 -> 515 ;
516 [label="gini = 0.0\nsamples = 50\nvalue = [0, 50]\nclass = pos"] ;
500 -> 516 ;
517 [label="被保人年收 <= 0.5\ngini = 0.498\nsamples = 5255\nvalue = [2482, 2773]\nclass = pos"] ;
465 -> 517 ;
518 [label="cust_group2 <= 0.479\ngini = 0.403\nsamples = 1217\nvalue = [877, 340]\nclass = neg"] ;
517 -> 518 ;
519 [label="gini = 0.0\nsamples = 22\nvalue = [0, 22]\nclass = pos"] ;
518 -> 519 ;
520 [label="ternure_m <= 0.028\ngini = 0.391\nsamples = 1195\nvalue = [877, 318]\nclass = neg"] ;
518 -> 520 ;
521 [label="stick_level2 <= 0.838\ngini = 0.109\nsamples = 191\nvalue = [180, 11]\nclass = neg"] ;
520 -> 521 ;
522 [label="累積理賠金額 <= 0.0\ngini = 0.081\nsamples = 188\nvalue = [180, 8]\nclass = neg"] ;
521 -> 522 ;
523 [label="REIMBURSED_YR_TW <= 0.0\ngini = 0.444\nsamples = 6\nvalue = [4, 2]\nclass = neg"] ;
522 -> 523 ;
524 [label="gini = 0.0\nsamples = 4\nvalue = [4, 0]\nclass = neg"] ;
523 -> 524 ;
525 [label="gini = 0.0\nsamples = 2\nvalue = [0, 2]\nclass = pos"] ;
523 -> 525 ;
526 [label="BundleSubtype2 <= 0.51\ngini = 0.064\nsamples = 182\nvalue = [176, 6]\nclass = neg"] ;
522 -> 526 ;
527 [label="gini = 0.117\nsamples = 96\nvalue = [90, 6]\nclass = neg"] ;
526 -> 527 ;
528 [label="gini = 0.0\nsamples = 86\nvalue = [86, 0]\nclass = neg"] ;
526 -> 528 ;
529 [label="gini = 0.0\nsamples = 3\nvalue = [0, 3]\nclass = pos"] ;
521 -> 529 ;
530 [label="illness_desc <= 0.592\ngini = 0.425\nsamples = 1004\nvalue = [697, 307]\nclass = neg"] ;
520 -> 530 ;
531 [label="DiagnosisCode_DESC <= 0.329\ngini = 0.359\nsamples = 622\nvalue = [476, 146]\nclass = neg"] ;
530 -> 531 ;
532 [label="REIMBURSED_YR_TW <= 0.0\ngini = 0.162\nsamples = 124\nvalue = [113, 11]\nclass = neg"] ;
531 -> 532 ;
533 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]\nclass = pos"] ;
532 -> 533 ;
534 [label="gini = 0.149\nsamples = 123\nvalue = [113, 10]\nclass = neg"] ;
532 -> 534 ;
535 [label="ternure_m <= 0.421\ngini = 0.395\nsamples = 498\nvalue = [363, 135]\nclass = neg"] ;
531 -> 535 ;
536 [label="gini = 0.448\nsamples = 304\nvalue = [201, 103]\nclass = neg"] ;
535 -> 536 ;
537 [label="gini = 0.275\nsamples = 194\nvalue = [162, 32]\nclass = neg"] ;
535 -> 537 ;
538 [label="BundleSubtype2 <= 0.51\ngini = 0.488\nsamples = 382\nvalue = [221, 161]\nclass = neg"] ;
530 -> 538 ;
539 [label="illness_desc <= 0.642\ngini = 0.393\nsamples = 78\nvalue = [21, 57]\nclass = pos"] ;
538 -> 539 ;
540 [label="gini = 0.0\nsamples = 31\nvalue = [0, 31]\nclass = pos"] ;
539 -> 540 ;
541 [label="gini = 0.494\nsamples = 47\nvalue = [21, 26]\nclass = pos"] ;
539 -> 541 ;
542 [label="REIMBURSED_YR_TW <= 0.0\ngini = 0.45\nsamples = 304\nvalue = [200, 104]\nclass = neg"] ;
538 -> 542 ;
543 [label="gini = 0.479\nsamples = 93\nvalue = [37, 56]\nclass = pos"] ;
542 -> 543 ;
544 [label="gini = 0.351\nsamples = 211\nvalue = [163, 48]\nclass = neg"] ;
542 -> 544 ;
545 [label="ternure_m <= 0.028\ngini = 0.479\nsamples = 4038\nvalue = [1605, 2433]\nclass = pos"] ;
517 -> 545 ;
546 [label="cust_group2 <= 0.479\ngini = 0.326\nsamples = 405\nvalue = [322, 83]\nclass = neg"] ;
545 -> 546 ;
547 [label="gini = 0.0\nsamples = 10\nvalue = [0, 10]\nclass = pos"] ;
546 -> 547 ;
548 [label="stick_level2 <= 0.814\ngini = 0.301\nsamples = 395\nvalue = [322, 73]\nclass = neg"] ;
546 -> 548 ;
549 [label="REIMBURSED_YR_TW <= 0.001\ngini = 0.291\nsamples = 391\nvalue = [322, 69]\nclass = neg"] ;
548 -> 549 ;
550 [label="被保人總資產 <= 0.5\ngini = 0.122\nsamples = 123\nvalue = [115, 8]\nclass = neg"] ;
549 -> 550 ;
551 [label="gini = 0.096\nsamples = 119\nvalue = [113, 6]\nclass = neg"] ;
550 -> 551 ;
552 [label="gini = 0.5\nsamples = 4\nvalue = [2, 2]\nclass = neg"] ;
550 -> 552 ;
553 [label="累積理賠金額 <= 0.001\ngini = 0.352\nsamples = 268\nvalue = [207, 61]\nclass = neg"] ;
549 -> 553 ;
554 [label="gini = 0.302\nsamples = 27\nvalue = [5, 22]\nclass = pos"] ;
553 -> 554 ;
555 [label="gini = 0.271\nsamples = 241\nvalue = [202, 39]\nclass = neg"] ;
553 -> 555 ;
556 [label="gini = 0.0\nsamples = 4\nvalue = [0, 4]\nclass = pos"] ;
548 -> 556 ;
557 [label="AHd <= 0.5\ngini = 0.457\nsamples = 3633\nvalue = [1283, 2350]\nclass = pos"] ;
545 -> 557 ;
558 [label="GENDER <= 0.5\ngini = 0.441\nsamples = 3407\nvalue = [1116, 2291]\nclass = pos"] ;
557 -> 558 ;
559 [label="DiagnosisCode_DESC <= 0.446\ngini = 0.494\nsamples = 1378\nvalue = [612, 766]\nclass = pos"] ;
558 -> 559 ;
560 [label="illness_desc <= 0.5\ngini = 0.474\nsamples = 412\nvalue = [253, 159]\nclass = neg"] ;
559 -> 560 ;
561 [label="gini = 0.421\nsamples = 345\nvalue = [241, 104]\nclass = neg"] ;
560 -> 561 ;
562 [label="gini = 0.294\nsamples = 67\nvalue = [12, 55]\nclass = pos"] ;
560 -> 562 ;
563 [label="cust_group2 <= 0.479\ngini = 0.467\nsamples = 966\nvalue = [359, 607]\nclass = pos"] ;
559 -> 563 ;
564 [label="gini = 0.0\nsamples = 41\nvalue = [0, 41]\nclass = pos"] ;
563 -> 564 ;
565 [label="gini = 0.475\nsamples = 925\nvalue = [359, 566]\nclass = pos"] ;
563 -> 565 ;
566 [label="VIP_CLASS <= 0.442\ngini = 0.373\nsamples = 2029\nvalue = [504, 1525]\nclass = pos"] ;
558 -> 566 ;
567 [label="累積理賠金額 <= 0.001\ngini = 0.316\nsamples = 56\nvalue = [45, 11]\nclass = neg"] ;
566 -> 567 ;
568 [label="gini = 0.475\nsamples = 18\nvalue = [11, 7]\nclass = neg"] ;
567 -> 568 ;
569 [label="gini = 0.188\nsamples = 38\nvalue = [34, 4]\nclass = neg"] ;
567 -> 569 ;
570 [label="REG <= 0.5\ngini = 0.357\nsamples = 1973\nvalue = [459, 1514]\nclass = pos"] ;
566 -> 570 ;
571 [label="gini = 0.49\nsamples = 279\nvalue = [120, 159]\nclass = pos"] ;
570 -> 571 ;
572 [label="gini = 0.32\nsamples = 1694\nvalue = [339, 1355]\nclass = pos"] ;
570 -> 572 ;
573 [label="stick_level2 <= 0.825\ngini = 0.386\nsamples = 226\nvalue = [167, 59]\nclass = neg"] ;
557 -> 573 ;
574 [label="累積理賠次數 <= 0.121\ngini = 0.285\nsamples = 128\nvalue = [106, 22]\nclass = neg"] ;
573 -> 574 ;
575 [label="ternure_m <= 0.612\ngini = 0.267\nsamples = 126\nvalue = [106, 20]\nclass = neg"] ;
574 -> 575 ;
576 [label="gini = 0.258\nsamples = 125\nvalue = [106, 19]\nclass = neg"] ;
575 -> 576 ;
577 [label="gini = 0.0\nsamples = 1\nvalue = [0, 1]\nclass = pos"] ;
575 -> 577 ;
578 [label="gini = 0.0\nsamples = 2\nvalue = [0, 2]\nclass = pos"] ;
574 -> 578 ;
579 [label="SIN <= 0.5\ngini = 0.47\nsamples = 98\nvalue = [61, 37]\nclass = neg"] ;
573 -> 579 ;
580 [label="DiagnosisCode_DESC <= 0.559\ngini = 0.499\nsamples = 71\nvalue = [37, 34]\nclass = neg"] ;
579 -> 580 ;
581 [label="gini = 0.415\nsamples = 34\nvalue = [24, 10]\nclass = neg"] ;
580 -> 581 ;
582 [label="gini = 0.456\nsamples = 37\nvalue = [13, 24]\nclass = pos"] ;
580 -> 582 ;
583 [label="累積理賠金額 <= 0.0\ngini = 0.198\nsamples = 27\nvalue = [24, 3]\nclass = neg"] ;
579 -> 583 ;
584 [label="gini = 0.48\nsamples = 5\nvalue = [3, 2]\nclass = neg"] ;
583 -> 584 ;
585 [label="gini = 0.087\nsamples = 22\nvalue = [21, 1]\nclass = neg"] ;
583 -> 585 ;
586 [label="gini = 0.0\nsamples = 33062\nvalue = [0, 33062]\nclass = pos"] ;
244 -> 586 ;
}