Update README.md

Improved some wording

README.md

@@ -1,28 +1,27 @@
 # Credit Card Customer Segmentation
 
-March 5 2023 | Hugo Hiraoka | hhiraokawatts@gmail.com
-
 ## Context
-A financial institution (hereafter referred to as "FI") aims to prioritize its credit card customer base in the upcoming financial year. The marketing research team (MRT) at FI has identified opportunities for enhancing market penetration. In light of this finding, the MRT proposes personalized campaigns to attract new customers and upsell to existing ones. Additionally, MRT indicates that customers perceive FI's support services poorly. Consequently, the Operations team intends to enhance the service delivery model to expedite resolution of customer queries. Recognizing these challenges, the heads of Marketing and Delivery are requesting assistance.
+A financial institution (hereafter referred to as "FI Bank") aims to prioritize its credit card customer base in the upcoming financial year. The marketing research team ("MRT") at FI Bank has identified opportunities for enhancing market penetration. In light of this finding, the MRT proposes personalized campaigns to attract new customers and upsell to existing ones. Additionally, MRT indicates that customers perceive FI Bank's support services poorly. Consequently, the Operations team ("OT") intends to enhance the service delivery model to expedite resolution of customer queries. Recognizing these challenges, the heads of MRT and OT are requesting assistance.
 
 ![Credit Card Segmentation image](https://i.imgur.com/eLxh8Yz.jpg)
-AI Generated Image.
+Image generated with Adobe PS.
 
-## Problem Definition
+## Problems/Objectives
 Credit Card services present these problems:
 
 - Market Penetration has to increase.
-- Current FI's Credit Card Services should increase.
-- FI's Credit Card Customer Support is perceived as poor.
-- FI's Credit Card Customers Queries should be resolved faster.
+- Current FI Bank's Credit Card Services should increase and/or improve.
+- FI Bank's Credit Card Customer Support is perceived as poor.
+- FI Bank's Credit Card Customers Queries should be resolved faster.
 
-Identify (classify) the different segments in the existing customer base, based on their spending patterns, past interaction with the bank, and any other important data available.
+## Process
+Identify and classify the different segments in the existing customer base, based on their spending patterns, past interaction with the bank, and any other important data available.
 Specify the characteristics of each segment and notice the weak or strong patterns of each segment.
-Provide recommendations to ALB for each segment based on items 1 and 2 above. These recommendations should include how to expand the market penetration (new and current customers) and how to improve the customer services. Possibly recommend what type of service feature is important for each segment.
+Provide recommendations to FI Bank for each segment based on items 1 and 2 above. These recommendations should include how to expand the market penetration (new and current customers) and how to improve the customer services. Possibly recommend what type of service feature is important for each segment.
 
 **Data Dictionary**
 
-The data provided is of various FI's customers and their financial attributes like credit limit, the total number of credit cards the customer has, and different channels through which customers have contacted the bank for any queries (including visiting the bank, online and through a call center).
+The data provided is of various FI Bank's customers and their financial attributes like credit limit, the total number of credit cards the customer has, and different channels through which customers have contacted the bank for any queries (including visiting the bank, online and through a call center).
 
 - Sl_No: Primary key of the records
 - Customer Key: Customer identification number
@@ -32,26 +31,36 @@ The data provided is of various FI's customers and their financial attributes li
 - Total visits online: Total number of visits or online logins made by the customer (yearly)
 - Total calls made: Total number of calls made by the customer to the bank or its customer service department (yearly)
 
-## **Questions**
+## **Some Questions**
 
 Q1. How can the customers be grouped/segmented (classified)?
+
 Q2. What are the commonalities of each group/segment? ie:
-- Total/Particular Interaction w/ FI
+- Total/Particular Interaction w/ FI Bank
 - Total Credit Cards
 - Average Credit Limit
-Q3. What is the group/segment that has the most/least interactions/particular type of interaction with FI?
+
+Q3. What is the group/segment that has the most/least interactions/particular type of interaction with FI Bank?
+
 Q4. Is there a relationship between Average Credit Limit/Total Credit Cards and customer satisfaction (assuming that the number of interactions is an indication of unsolved issues)?
-Q5. What is the relationship between Average Credit Limit/Total Credit Cards to interactions/type of interactions with FI (this question is partially addressed by Q2)?
+
+Q5. What is the relationship between Average Credit Limit/Total Credit Cards to interactions/type of interactions with FI Bank (this question is partially addressed by Q2)?
+
 Q6. What recommendations can be made for each group/segment to improve customer satisfaction (assuming that the number of interactions is an indication of unsolved issues)?
+
 Q7. What recommendations can be made based on segment characteristics to increase market penetration/expand services to current customers?
 
-With this set of questions, we address the problems introduced earlier and make recommendations to FI.
+With this set of questions, we address the problems introduced earlier and make recommendations to FI Bank.
 
 ## Technique
-This is an unsupervised classification problem. We will classify customers into different segments using K-means Clustering and Hierarchical Clustering algorithms.
-Perform the data preprocessing, EDA analysis, and feature engineering. We will visualize features and observe relationships performing a uni and bivariate analysis.
-Attempt the classification using the K-means clustering. We will estimate the better number of clusters using the elbow method and observe silhouettes. Then we will visualize the clusters.
-Attempt the classification using hierarchical clustering. We will explore clustering with different linkage methods (i.e. single, complete, etc) and distances (i.e. euclidean, manhattan, etc) reviewing the cophenetic correlation and finding the ideal number of clusters. Then we will visualize the clusters.
-Compare K-means vs. Hierarchical clustering results.
+This is an unsupervised classification problem. 
+- Perform the data preprocessing, EDA analysis, and feature engineering.
+- Visualize features and observe relationships performing a uni and bivariate analysis.
+- Classification using K-means Clustering
+  Attempt classification of customers using K-means clustering and stimate the better number of clusters using the elbow method and observe silhouettes. Visualize the clusters.
+- Classification using Hierarchical Clustering
+  Attempt classification of customers using hierarchical clustering. Explore clustering with different linkage methods (i.e. single, complete, etc) and distances (i.e. euclidean, manhattan, etc) reviewing the cophenetic correlation and finding the ideal number of clusters. Visualize the clusters.
+- Compare K-means vs. Hierarchical clustering results.
+- Provide Insights and Recommendations.