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<!DOCTYPE html>
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<title>Your Personal Growth Story Starts Here | Fn+Geeks</title>
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<div class="privacy-policy" style="padding-top: 10em;">
<div class="container">
<h1 id="termsofuse">Terms of Use</h1>
<p>
IMPORTANT! These terms of use govern your use of this site, which is
provided by our company. By accessing this site, you are indicating
your acknowledgment and acceptance of these terms of use. These
terms of use are subject to change by our company at any time at our
discretion. Your use of this site after such changes are implemented
constitutes your acknowledgment and acceptance of the changes.
Please consult these terms of use regularly.
</p>
<h2 id="accesstothissite">Access to this site:</h2>
<p>
You agree to use this site only for the lawful purposes described in
more detail in the “Restrictions on Use” section below. You agree
not to take any action that might compromise the security of the
site, render the site inaccessible to others or otherwise cause
damage to the site or the Content. You agree not to add to, subtract
from, or otherwise modify the Content, or to attempt to access any
Content that is not intended for you. You agree not to use the site
in any manner that might interfere with the rights of third parties.
To access this site or some of the resources it has to offer, you
may be asked to provide certain registration details or other
information. It is a condition of your use of this site that all the
information you provide on this site will be correct, current, and
complete. If our Company believes the information you provide is not
correct, current, or complete, we have the right to refuse you
access to this site or any of its resources, and to terminate or
suspend your access at any time, without notice.
</p>
<h2 id="restrictionsonuse">Restrictions on use:</h2>
<p>
This site is provided solely for non-commercial, personal use,
and/or so that you may learn about our Company and the services we
provide. You may not use this site for any other purpose, including
any commercial purpose, without our Company’s express prior written
consent. For example, you may not (and may not authorize any other
party to) (i) co-brand this site, or (ii) frame this site, or (iii)
hyperlink to this site, without the express prior written permission
of an authorized representative of our Company. For purposes of
these Terms of Use, “co-branding” means to display a name, logo,
trademark, or other means of attribution or identification of any
party in such a manner as is reasonably likely to give a user the
impression that such other party has the right to display, publish,
or distribute this site or Content accessible within this site. You
agree to cooperate with our Company in causing any unauthorized
co-branding, framing or hyper-linking immediately to cease.
</p>
<h2 id="proprietaryinformation">Proprietary information:</h2>
<h4 id="trademarks">Trademarks</h4>
<p>
The material and Content accessible from this site, and any other
World Wide Web site owned, operated, licensed, or controlled by our
Company is the proprietary information of our Company or the party
that provided the Content to our Company, and our Company or the
party that provided the Content to our Company retains all right,
title, and interest in the Content. Accordingly, the Content may not
be copied, distributed, republished, uploaded, posted, or
transmitted in any way without the prior written consent of our
Company, or unless authorized in writing elsewhere on our site,
except that you may print out a copy of the Content solely for your
personal use. You are prohibited from using any of the marks or
logos appearing throughout the site without the express written
permission of our Company.
</p>
<h4 id="copyrights">Copyrights</h4>
<p>
This site and its Content are protected by India and/or foreign
copyright laws, and belong to the Company or its partners,
affiliates, contributors or third parties. The copyrights for the
Content are owned by the Company or other copyright owners who have
authorized their use on this site. You may download and reprint
Content for non-commercial, non-public, personal use only (If you
are browsing this site as an employee or member of any business or
organization, you may download and re-print Content only for
educational or other non-commercial purposes within your business or
organization, except as otherwise permitted by the Company, for
example in certain password-restricted areas of the site). You may
not manipulate or alter in any way images or other Content on the
site.
</p>
<h4 id="hyperlinks">Hyperlinks</h4>
<p>
This site may be hyper-linked to other sites which are not
maintained by, or related to, our Company. The inclusion of any
hyperlink to a third-party site does not imply endorsement,
sponsorship or recommendation by our Company of that site.
Hyperlinks to such sites are provided as a service to users and are
not sponsored by or affiliated with this site or our Company. Our
Company has not reviewed any or all of such sites and is not
responsible for the content of those sites. Our Company also makes
no representations about the availability of hyperlinked sites.
Hyperlinks are to be accessed at the user’s own risk, and our
Company makes no representations or warranties about the content,
completeness or accuracy of these hyperlinks or the sites
hyperlinked to this site. If you hyperlink to a site, please be
aware that you will leave our Company’s web site and will become
subject to the rules and conditions of the linked site(s). We
recommend that you make yourself aware of the Terms of Use of any
sites you link to from our Company’s site.
</p>
<h4 id="submissions">Submissions</h4>
<p>
You hereby grant to our Company the royalty-free, perpetual,
irrevocable, worldwide, non-exclusive right and license to use,
reproduce, modify, adapt, publish, translate, create derivative
works from, distribute, perform, and display all content, remarks,
suggestions, ideas, graphics, or other information communicated to
our Company through this site (together, hereinafter known as the
“Submission”), and to incorporate any Submission in other works in
any form, media, or technology now known or later developed. Our
Company will not be required to treat any Submission as
confidential, and may use any Submission in its business (including
without limitation, for products or advertising) without incurring
any liability for royalties or any other consideration of any kind,
and will not incur any liability as a result of any similarities
that may appear in future Company operations. By making a
Submission, you are guaranteeing to us that you have the legal right
to post the content in the Submission and that it will not violate
any law or the rights of any person or entity. Our Company will
treat any personal information that you submit through this site in
accordance with its Privacy Policy as set forth on this site.
</p>
<h4 id="downloadingmaterial">Downloading material</h4>
<p>
You understand that our Company cannot and does not guarantee or
warrant that files available for downloading from the Internet will
be free of viruses, worms, Trojan horses or other code that may
manifest contaminating or destructive properties. You are
responsible for implementing sufficient procedures and checkpoints
to satisfy your particular requirements for accuracy of data input
and output, and for maintaining a means external to this site for
the reconstruction of any lost data. Our Company does not assume any
responsibility or risk for your use of the Internet.
</p>
<h4 id="disclaimer">Disclaimer</h4>
<p>
THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH THE
SITE AND BY COMPANY AND ANY THIRD-PARTY SITES ARE PROVIDED “AS IS”
AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE
FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM
ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO,
IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR
PURPOSE. WE DO NOT WARRANT THAT THE SITE OR ANY OF ITS FUNCTIONS
WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED,
OR THAT ANY PART OF THIS SITE, INCLUDING BULLETIN BOARDS, OR
THESERVERS THAT MAKE IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER
HARMFUL COMPONENTS.
</p>
<p>
WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR
THE RESULTS OF THE USE OF THE SITE OR MATERIALS ON THIS SITE OR ON
THIRD-PARTY SITES IN TERMS OF THEIR CORRECTNESS, ACCURACY,
TIMELINESS, RELIABILITY OR OTHERWISE.
</p>
<h4 id="withregardstofinancialcontentonthesite">
With Regards To Financial Content On The Site::
</h4>
<p>
NEITHER COMPANY NOR ITS OWNERS, OFFICERS, DIRECTORS, EMPLOYEES,
SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS,
CONTENTPROVIDERS AND AGENTS ARE FINANCIAL ADVISERS AND NOTHING
CONTAINED ON THE SITE IS INTENDED TO BE OR TO BE CONSTRUED AS
FINANCIAL ADVICE. COMPANY IS NOT AN INVESTMENT ADVISORY SERVICE, IS
NOT AN INVESTMENT ADVISER, AND DOES NOT PROVIDEPERSONALIZED
FINANCIAL ADVICE OR ACT AS A FINANCIAL ADVISOR. THE SITE EXISTS FOR
EDUCATIONAL PURPOSES ONLY, AND THE MATERIALSAND INFORMATION
CONTAINED HEREIN ARE FOR GENERAL INFORMATIONAL PURPOSES ONLY. THE
EDUCATION AND INFORMATION PRESENTEDHEREIN IS INTENDED FOR A GENERAL
AUDIENCE AND DOES NOT PURPORT TO BE, NOR SHOULD IT BE CONSTRUED AS,
SPECIFIC ADVICE TAILOREDTO ANY INDIVIDUAL. YOU ARE ENCOURAGED TO
DISCUSS ANY OPPORTUNITIES WITH YOUR ATTORNEY, ACCOUNTANT, FINANCIAL
PROFESSIONALOR OTHER ADVISOR.
</p>
<h4 id="limitationonliability">Limitation on liability</h4>
<p>
Company, its subsidiaries, affiliates, licensors, service providers,
content providers, employees, agents, officers, and directors will
not be liable for any incidental, direct, indirect, punitive,
actual, consequential, special, exemplary, or other damages,
including loss of revenue or income, pain and suffering, emotional
distress, or similar damages, even if company has been advised of
the possibility of such damages. in no event will the collective
liability of company and its subsidiaries, affiliates, licensors,
service providers, content providers, employees, agents, officers,
and directors, to any party (regardless of the form of action,
whether in contract, tort, or otherwise) exceed the greater of $100
or the amount you have paid to company for the applicable content,
product or service out of which liability.
</p>
<h4 id="indemnity">Indemnity</h4>
<p>
You will indemnify and hold Company, its subsidiaries, affiliates,
licensors, content providers, service providers, employees, agents,
officers, directors, and contractors (hereinafter known as the
“Indemnified Parties”) harmless from any breach of these Terms of
Use by you, including any use of Content other than as expressly
authorized in these Terms of Use. You agree that the Indemnified
Parties will have no liability in connection with any such breach or
unauthorized use, and you agree to indemnify any and all resulting
loss, damages, judgments, awards, costs, expenses, and attorney’s
fees of the Indemnified Parties in connection therewith. You will
also indemnify and hold the Indemnified Parties harmless from and
against any claims brought by third parties arising out of your use
of the information accessed from this site.
</p>
<h4 id="informationyouprovide">Information you provide</h4>
<p>
You may not post, send, submit, publish, or transmit in connection
with this site any material that:
</p>
<ol>
<li>
You do not have the right to post, including proprietary material
of any third party
</li>
<li>
Advocates illegal activity or discusses an intent to commit an
illegal act
</li>
<li>Is vulgar, obscene, pornographic, or indecent</li>
<li>Does not pertain directly to this site</li>
<li>
Threatens or abuses others, libels, defames, invades privacy,
stalks, is obscene, pornographic, racist, abusive, harassing,
threatening or offensive
</li>
<li>
Seeks to exploit or harm children by exposing them to
inappropriate content, asking for personally identifiable details
or otherwise
</li>
<li>
Infringes any intellectual property or other right of any entity
or person, including violating anyone’s copyrights or trademarks
or their rights of publicity
</li>
<li>Violates any law or may be considered to violate any law</li>
<li>
Impersonates or misrepresents your connection to any other entity
or person or otherwise manipulates headers or identifiers to
disguise the origin of the content
</li>
<li>
Advertises any commercial endeavor (e.g., offering for sale
products or services) or otherwise engages in any commercial
activity (e.g., conducting raffles or contests, displaying
sponsorship banners, and/or soliciting goods or services) except
as may be specifically authorized on this site
</li>
<li>Solicits funds, advertisers or sponsors</li>
<li>
Includes programs which contain viruses, worms and/or Trojan
horses or any other computer code, files or programs designed to
interrupt, destroy or limit the functionality of any computer
software or hardware or telecommunications
</li>
<li>
Disrupts the normal flow of dialogue, causes a screen to scroll
faster than other users are able to type, or otherwise act in a
way which affects the ability of other people to engage in real
time activities via this site
</li>
<li>Includes MP3 format files</li>
<li>Amounts to a ‘pyramid’ or similar scheme</li>
<li>
Disobeys any policy or regulations established from time to time
regarding use of this site or any networks connected to this site
</li>
<li>
Contains hyper-links to other sites that contain content that
falls within the descriptions set forth above
</li>
</ol>
<p>
Although under no obligation to do so, our Company reserves the
right to monitor use of this site to determine compliance with these
Terms of Use, as well as the right to remove or refuse any
information for any reason. Notwithstanding these rights, you remain
solely responsible for the content of your Submissions. You
acknowledge and agree that neither Company nor any third party that
provides Content to Company will assume or have any liability for
any action or inaction by Company or such third party with respect
to any Submission.
</p>
<h4 id="security">Security</h4>
<p>
Any passwords used for this site are for individual use only. You
will be responsible for the security of your password (if any).
Company will be entitled to monitor your password and, at its
discretion, require you to change it. If you use a password that
Company considers insecure, Company will be entitled to require the
password to be changed and/or terminate your account. You are
prohibited from using any services or facilities provided in
connection with this site to compromise security or tamper with
system resources and/or accounts. The use or distribution of tools
designed for compromising security (e.g., password guessing
programs, cracking tools or network probing tools) is strictly
prohibited. If you become involved in any violation of system
security, Company reserves the right to release your details to
system administrators at other sites in order to assist them in
resolving security incidents. Company reserves the right to
investigate suspected violations of these Terms of Use. Company
reserves the right to fully cooperate with any law enforcement
authorities or court order requesting or directing Company to
disclose the identity of anyone posting any e-mail messages, or
publishing or otherwise making available any materials that are
believed to violate these Terms of Use. By accepting this agreement
you waive and hold harmless company from any claims resulting from
any action taken by company during or as a result of its
investigations and/or from any actions taken as a consequence of
investigations by either the company or law enforcement authorities.
</p>
<h4 id="claimsofcopyrightinfringement">
Claims of copyright infringement
</h4>
<p>
The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides
recourse for copyright owners who believe that material appearing on
the Internet infringes their rights under the U.S. copyright law. If
you believe in good faith that materials hosted byCOMPANYinfringe
your copyright, you, or your agent may send toCOMPANYa notice
requesting that the material be removed or access to it be blocked.
Any notification by a copyright owner or a person authorized to act
on its behalf that fails to comply with requirements of theDMCAshall
not be considered sufficient notice and shall not be deemed to
confer uponCOMPANYactual knowledge of facts or circumstances from
which infringing material or acts are evident. If you believe in
good faith that a notice of copyright infringement has been wrongly
filed against you, theDMCApermits you to send toCOMPANYa
counter-notice. All notices and counter notices must meet the then
current statutory requirements imposed by theDMCA; see<a
href="http://www.loc.gov/copyright">http://www.loc.gov/copyright</a>for details.
</p>
<h4 id="disputeresolution">Dispute Resolution</h4>
<p>
These Terms of Use shall be governed by and construed in accordance
with the laws of the State of laws of Tamil Nadu, India, If any
provision of this agreement shall be unlawful, void or for any
reason unenforceable, then that provision shall be deemed severable
from this agreement and shall not affect the validity and
enforceability of any remaining provisions.
</p>
<h4 id="classactionwaiver">Class Action Waiver</h4>
<p>
You may only resolve disputes with us on an individual basis, and
may not bring a claim as a plaintiff or a class member in a class,
consolidated, or representative action. Class arbitrations, class
actions, private attorney general actions, and consolidation with
other arbitrations aren’t allowed. The arbitrator may not
consolidate more than one person’s claims, and may not otherwise
preside over any form of a class or representative proceeding or
claims (such as a class action, consolidated action or private
attorney general action) unless all relevant parties specifically
agree to do so following initiation of the arbitration.
</p>
<h4 id="severability">Severability</h4>
<p>
If any clause within the Terms of Service (other than the Class
Action Waiver clause above) is found to be illegal or unenforceable,
that clause will be severed from the Terms of Service, and the
remainder of these Terms of Service will be given full force and
effect. If the Class Action Waiver clause is found to be illegal or
unenforceable, the dispute will be decided by a court.
</p>
<h4 id="miscellaneous">Miscellaneous</h4>
<p>
These Terms of Use constitute the entire agreement among the parties
relating to this subject matter. Notwithstanding the foregoing, any
additional terms and conditions, such as our Privacy Policy and
other disclosures, on this site will govern the items to which they
pertain. Company may revise these Terms of Use at any time by
updating this posting.
</p>
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