Banking Wallet App

Welcome to the Banking Wallet App! This application provides users and merchants with a secure and efficient way to manage their finances, supporting various functionalities such as user login, transfers, QR code payments, and merchant-specific features. It is built using Next.js for both the frontend and backend, with auxiliary backends using Express. The stack also includes Turborepo, Postgres, Prisma ORM, and Tailwind CSS.

Tech Stack

• Frontend and Backend: Next.js
• Auxiliary Backends: Express
• Monorepo Management: Turborepo
• Database: Postgres
• ORM: Prisma
• CSS Framework: Tailwind CSS

Features

User

• Login:

  • Secure user authentication (email/phone).

• On Ramp/Off Ramp:

  • Transfer money from bank to wallet and vice versa.

• Transfers:

  • Send money via phone number or name.
  • Scan a QR code to transfer money to merchants.

Merchant

• Login:

  • Login with Google.

• QR Code Payments:

  • Generate QR codes for accepting payments.
  • Receive notifications on payment.
  • Automatic bank transfer every 2 days.

Hot Paths

• Send Money:

  • Users can send money to others quickly and securely.

• Withdraw Balance:

  • Merchants and users can withdraw their balance back to their bank accounts.

• Webhooks:

  • Handle bank webhooks for transferring money into the wallet.

Getting Started

Prerequisites

• Node.js installed on your machine.
• Postgres database setup.
• Prisma installed globally (npm install -g prisma).

Installation

1. Clone the repository to your local machine.

2. Navigate to the project directory.

3. Install the required dependencies:

   npm install